Application of blockchain loan

4. Because the digital currency, which is the first generation of blockchain technology, has a huge impact on the financial field, the research and application of blockchain technology has become an important task in today's financial field. In essence, blockchain technology still belongs to a kind of technical means and tools. Its application in the financial field and the real economy is parallel. It has its own relative independence, but it also has a certain degree of intersection. That is to say, its role in promoting the real economy is indirect. 1. No matter in finance or entity, one of the bases of transaction between supply and demand is trust. The current bank to enterprise, enterprise to enterprise and enterprise to person are all linked by money. With the further popularization and wide application of blockchain technology, enterprises and enterprises, or indivials can issue digital currency (Digital credit) by themselves in the future, and the status of banks will change from monopoly operation to equal competition operation in the market. Therefore, the wide application of blockchain technology in the financial field has an indirect impact on the real economy. 2. Blockchain technology is the bridge between reality (entity) and virtual world. Through blockchain technology, the real world can be reconstructed, reconstructed and redefined in the virtual world. For example, the digital currency of real paper money in the virtual world, the digital stock transaction of real stock transaction in the virtual world, the digital settlement, digital customs clearance, digital documents and bills of real import and export trade in the virtual world can greatly improve the efficiency of business process and save the transaction cost. At present, all transactions are inseparable from the bank. The bank plays a central role in the transaction. The application of blockchain technology by the bank will certainly improve the efficiency of its settlement and indirectly promote the efficiency of the real economy, but this impact will graally weaken in the future. Because the biggest feature of blockchain technology is decentralization, its distributed accounting system is a network system without center. 3. In fact, the application of blockchain technology is to value and credit the information flowing on the Internet. Through the blockchain, the information with (use value, exchange value, cultural value) in the Internet is reorganized and newly constructed to form a value Internet. It is of great significance. It will bring revolutionary promotion to both the financial instry and the real economy.

5. The development of blockchain app facilitates the construction of blockchain ecosystem. Blockchain application has obvious benefits and advantages, which can optimize business processes, rece operating costs, and improve collaboration efficiency. Nevertheless, there are few domestic enterprises in the application of blockchain technology, and the well-known one is the development of Yingtang Zhongchuang's trading system and app with blockchain technology. At present, the main application fields of blockchain technology are finance, Internet of things, public services, public welfare and charity.

6. There are many. Blockchain is characterized by sharing and trust. So in the application of financial field, we should pay attention to two points: first, there should be interaction, that is, transactions are very frequent, and people use data very frequently. Second, this part of business needs multi-party trust, and then low-cost trust can be established through the blockchain
for details, you can refer to Bubi blockchain, a domestic blockchain company that has done a better job. At present, they mainly focus on two aspects of business: one is supply chain finance, which means frequent interaction and complex business; Another is bumeng, which mainly establishes the credibility of digital assets through the blockchain platform.

7. Blockchain application fields:
1. Financial field. Blockchain has great potential application value in international exchange, letter of credit, equity registration, stock exchange and other financial fields. The application of blockchain technology in the financial instry can save the third-party intermediary link and realize the point-to-point direct docking, so as to greatly rece the cost and quickly complete the transaction payment< 2. Internet of things and logistics. Blockchain can also be naturally combined in the field of Internet of things and logistics. Through blockchain, we can rece logistics costs, trace the proction and delivery process of goods, and improve the efficiency of supply chain management. This field is considered as a promising application direction of blockchain

3. Public service. Blockchain is closely related to people's proction and life in public management, energy, transportation and other fields, but the centralization of these fields also brings some problems, which can be transformed by blockchain. The decentralized and fully distributed DNS service provided by the blockchain can realize domain name query and resolution through the point-to-point data transmission service between nodes in the network. It can be used to ensure that the operating system and firmware of an important infrastructure have not been tampered with. It can monitor the status and integrity of the software and detect bad tampering, And ensure that the data transmitted by the system using the Internet of things technology has not been tampered with< 4. Digital rights. Through blockchain technology, works can be authenticated to prove the existence of text, video, audio and other works, and ensure the authenticity and uniqueness of ownership. After the works are confirmed on the blockchain, the subsequent transactions will be recorded in real time to realize the full life cycle management of digital rights, and can also be used as a technical guarantee in judicial evidence collection. For example, mine labs, a start-up company in New York, developed a metadata protocol based on blockchain. This system called mediachain uses IPFs file system to realize right protection of digital works, mainly for right protection applications of digital pictures

5. Insurance. In terms of insurance claims, insurance institutions are responsible for fund collection, investment and claims settlement, and often have higher management and operation costs. Through the application of smart contract, there is no need for the applicant to apply or the insurance company to approve. As long as the claim conditions are triggered, the automatic claim settlement of the policy can be realized. A typical application case is lenderbot, which was launched by the blockchain enterprise stratumdeloitte and payment service provider lemonway in 2016. It allows people to register customized micro insurance procts through the chat function of Facebook messenger to insure the high value items exchanged between indivials, and the blockchain replaces the third party role in the loan contract< 6. Public welfare. The data stored on the blockchain is highly reliable and tamperable, which is naturally suitable for social public welfare scenarios. The relevant information in the public welfare process, such as donation project, collection details, fund flow, recipient feedback, etc., can be stored on the blockchain, and can be made transparent and public, which is convenient for social supervision.

8. Hello friend
I'm a sports maniac. After 20 years of teaching and training, I'm very happy to serve you. Your question: what can I do for you
specific situation: I am a new junior high school sports student. The coach said that I have too much hindrance, which restricts my performance development. I hope you can help me and tell me how to change my movements
my answer:
after looking at your situation (the coach said that I'm too backward to restrict my performance development), I know where your problem is, and your coach should know how to improve it
I think you should mainly carry out the following training to correct your mistakes:
1, high leg lifting
2, back pedal running
3, grid running
4, stair running
5, belt lifting thigh
6, prone lifting calf
suggestion: pay attention to the specialized training of running. Improve technology
good health! Happy!

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10. 1. At the international summit on blockchain held from September 23 to 24, 2016, Ma Zhitao, vice president and chief information officer of Weizhong bank, disclosed that Weizhong bank and Huarui Bank jointly developed a blockchain application system, which can be used for the settlement and clearing of micro loan joint loans of the two banks. The system has been put into trial operation in September. After the introction of the blockchain system, because all information is recorded on the blockchain network and cannot be tampered with, the transaction process is accompanied by the liquidation process, which can complete real-time liquidation< On September 23, 2016, IBM and China UnionPay previewed the "inter-bank points exchange system using blockchain technology", which allows consumers to exchange bonus points across banks and platforms. The points of one bank can be exchanged for bonus points of other banks, and even for mileage of several airlines and supermarket rewards, The system can greatly improve the efficiency of bank points. Take the point exchange as an example. Traditionally, consumers take away goods after exchanging points, but merchants need to prove the user's points and settle accounts before they can finally complete the transaction. The blockchain can link all the credit perfectly. The original trust process and cost that rely on the third party can be removed, and the transaction is settlement
3. The central bank's blockchain digital bill trading platform
in early 2017, the people's Bank of China's blockchain based digital bill trading platform was successfully tested, and then the digital currency Research Institute of the central bank will be officially listed. The people's Bank of China has become the first central bank to study digital currency and its real application
the central bank's blockchain digital bill trading platform introces digital currency for settlement, which can realize the synchronous transfer of capital flow and information flow of digital bill transaction, so as to realize DVP bill settlement; At the same time, through the blockchain digital identity solution, the problem of repeated KYC authentication for users between different financial institutions is solved. You can learn more about it at bitMom