What is blockchain community
blockchain is a term in the field of information technology. In essence, it is a shared database. The data or information stored in it is characterized by "unforgeability", "trace in the whole process", "traceability", "openness and transparency" and "collective maintenance". Based on these characteristics, blockchain technology has laid a solid "trust" foundation, created a reliable "cooperation" mechanism, and has broad application prospects
on January 10, 2019, the state Internet Information Office issued the regulations on the management of blockchain information services. In October 24, 2019, ring the eighteenth collective learning of the Central Political Bureau, general secretary Xi Jinping stressed that "block chain as an important breakthrough in core technology and independent innovation", "accelerating the development of block chain technology and instrial innovation". "Blockchain" has entered the public field of vision and become the focus of social attention
on December 2, 2019, the word was selected into the top ten catchwords of "biting words" in 2019
extended data:
Application of blockchain Finance:
since 2016, the major financial giants have also carried out blockchain innovation projects to explore the possibility of applying blockchain Technology in various financial scenarios. In particular, Puyin group took the lead in creating a "blockchain +" standard digital currency
standard digital currency refers to the process of assets identification, evaluation, right confirmation and insurance completed by a third party organization, which is written into the blockchain through careful digital algorithm to form the standard corresponding relationship between assets and digital currency, which is called standard digital currency
in order to realize the great leap forward development of blockchain finance, promote the new development of China's economy, accelerate the circulation of global assets, and realize the dream of rejuvenation that has been struggling for generations, Puyin group will hold the Guiyang strategic development ceremony of Puyin blockchain finance in Guizhou on December 9, 2016
the meeting will discuss the realization of digital circulation of assets by blockchain, the financial transaction mode of blockchain, and the application of blockchain services and social public instry. This conference will mark the beginning of the application of blockchain finance and the change and development of the new financial ecology
on June 1, 2020, Xinhua news agency was authorized to broadcast the "overall plan for the construction of Hainan free trade port" issued by the CPC Central Committee and the State Council, which will "actively participate in the formulation of international rules for cross-border data flow, and establish standards and rules for data rights confirmation, data trading, data security and blockchain finance" as one of the key tasks of Hainan free trade port before 2035
secondly, it can help traditional instries (including Internet enterprises) to raise funds. After all, it is difficult to raise funds now
finally, it can help enterprises to transform
&< br /> < br />
"currency reform" and "chain reform", as hot topics in the instry recently, have received comprehensive attention. What is the real significance of currency reform and chain reform? Is it a gimmick or an innovation? This paper will discuss and analyze it in combination with the social and legal background< br />
1. What is currency reform?
in a broad sense, currency reform refers to the transformation of the business model, that is to say, enterprises can enable users to obtain the use, payment or income of procts or services in some specific business application scenarios by issuing a token, that is, to combine the traditional economic model with the token economy. Generally speaking, the token attributes involved in the currency reform can be roughly divided into three categories:
&
debt attribute, i.e. commitment to repay principal and interest. According to the relevant provisions of the commercial bank law of the people's Republic of China, no unit or indivial is allowed to engage in the business of absorbing public deposits without the approval of the banking regulatory authority of the State Council. Therefore, in China, it is suspected to violate the existing laws of our country to issue a debt warrant without obtaining the business license issued by the banking regulatory authority of the State Council< br /> < br />
bond attribute, that is, the virtual token represents the certificate of debt debt relationship, that is, a fund lending relationship is formed between the token issuer and the investor, the investor becomes the creditor, and the issuer promises to return the corresponding principal and interest within a certain period of time. The difference between the bond currency reform and the debt currency reform is that the bond currency reform has a clear return period, while the debt currency reform's repayment time depends on the project situation. According to the relevant provisions of the regulations on the administration of enterprise bonds, the issuance of enterprise bonds must be examined and approved by the branches of the people's Bank of China in provinces, autonomous regions, municipalities directly under the central government and cities under separate state planning in conjunction with the competent planning departments at the same level. The issuance of corresponding enterprise bonds shall be underwritten by the securities business institutions, and the transfer of enterprise bonds shall also be concted in the approved places where bond transactions can be concted. Therefore, in China, the currency reform of bond property is contrary to the regulatory requirements of China's law< br /> < br />
equity attribute, that is, the virtual token represents the ownership certificate of the investor to the enterprise, and the token holder obtains the corresponding rights and interests by virtue of the token, and needs to bear the corresponding responsibilities and risks. In accordance with the relevant provisions of the measures for the administration of initial public offering and listing, the public offering of shares shall proce application documents in accordance with the requirements of the CSRC, which shall be recommended by the sponsor and reported to the CSRC. In China, those who issue stocks without the approval of the CSRC may be sentenced to fixed-term imprisonment of not more than five years or criminal detention in accordance with Article 179 of the criminal law< br />
for China's regulatory environment, on September 4, 2017, the central bank and other seven ministries and commissions issued the "notice on preventing the risk of token issuance and financing", which explicitly prohibited any organization and indivial from illegally engaging in token issuance and financing activities. Therefore, if the "token reform" mode still uses token issuance for fund-raising, it is prohibited by China's policy; If they engage in relevant activities abroad in the form of overseas subjects, they still need to comply with the restrictions of foreign laws on the nature of tokens< br />
Second, what is chain reform
according to the development degree of the existing blockchain technology, blockchain technology is used to transform the technical part of the business system with some technical principles and mechanisms in the blockchain, so as to create more efficient or more credible business system, and even use all kinds of points issued on the blockchain Token to redistribute the interests of shareholders, employees and customers in the business system, and indirectly improve the proction relationship behind the business system
Chinese government departments hold a positive attitude to encourage the development of blockchain technology, and various parts of the country have successively issued blockchain incentive policies to support the implementation of blockchain projects. In the chain reform, whether it is assets on the chain or the introction of token economy, it should be based on the necessity of the combination of blockchain and traditional economy, in line with the requirements of the policy< br /> < Third, the value of currency reform and chain reform
from the above analysis, it is not difficult to see that the current discussion on currency reform and chain reform is still at the level of the combination of traditional economy and blockchain economy, and in addition to achieving technical compliance, it is necessary to break through some existing development bottlenecks:
first, from the level of China's legal compliance, the token financing model in the early stage should be broken through, In order to avoid the conflict with the existing regulatory framework, we should really give the use value of the pass, define the attribute and use mode of the pass
Second, instry standards will be issued at the national level to promote the integration of traditional economy and blockchain technology in all aspects, such as asset chain, data credibility, etc
thirdly, the driving force of the existing blockchain instry is mostly the spontaneous formation of the "market", which is in urgent need of instry exploration led and presided over by the government. In this sense, the "market" force needs more positive guidance to proce results after bold attempts or mistakes
whether it is currency reform or chain reform, it is ultimately the transformation from traditional thinking to blockchain thinking. Through the use of a whole set of mechanisms including blockchain technology and blockchain economics, a new set of business logic and scenarios will be formed, which will eventually generate value rapidly under the promotion of the government and the market< br /> < 4. The small area is a consulting service company for enterprise transformation blockchain. Service content includes: Project packaging, blockchain technology development, media publicity, image design, docking financing, etc. The team members are from Microsoft, apple, Internet, Alibaba, Tencent, meituan and other well-known Internet companies. The team has rich experience in blockchain. The company's vision is to be the largest enterprise service provider in the blockchain instry
at present, there are cases in the financial, dry cleaning, hairdressing, logistics and other instries in the district. The development of the instry needs some enterprises to dare to try, and the district is the representative of the currency chain reform< br />
Dongguan ha ha
is not a single indivial, but many
blocky structures
are connected together to form a chain structure. Then the connection of each block will also form a specific whole or area. So there is no difference between blockchain and regional chain. For more details, please note the official account of
public number
"SMIC block chain service platform" for real-time understanding.