Blockchain and financial technology sub Forum

1.

blockchain technology has the advantages of being difficult to tamper with and easy to trace. It can play a role in identity information management, trust mechanism construction, and credit information chain of small and micro enterprises

here is an example of a bank in Nanping:

e to the outbreak of online business, the original offline signing method has been unable to meet the needs of the rapid change of the banking business, and the bank's digital construction is imminent, but the bank's risk control department has strict compliance requirements:

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online business data sensitive privacy, Is the transmission secure

does the electronic signature have legal effect

can electronic evidence be accepted by the court

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these concerns have become obstacles for banks to introce e-contracts and carry out business digital transformation

after adopting the unique ENA initiative forensics patent technology of the "real hammer" trusted electronic evidence platform, a bank in Nanping, through the clean server of the notary office, online carries out real-time preservation, storage and certification of the electronic data of the target system, records the whole process of the electronic data from generation, transmission to storage, and finally the notary office issues the forensics preservation report with official seal, The effectiveness of the documents is notarial documents, which can be directly accepted by the court. Because the report is issued by the notary office, it has more credibility than the self certification of the third-party E-contract platform, which solves the concerns of the risk control department of the bank at one stroke. The whole process is online and automated, and the front-end customer operation has no perception

at the same time, combined with the back-end case system of "real hammer" and the outsourcing execution service, the bank realized the rapid dispute resolution of Internet business. It not only ensures the compliance and effectiveness of the electronic contract signing process, but also solves the problem that the bank cases are scattered all over the country and the cost of legal business trip is high; The litigation cycle is long and there is no efficient disposal channel

2.

Blockchain finance is actually the application of blockchain technology in the financial field

blockchain is an underlying technology based on bitcoin, and its essence is actually a decentralized trust mechanism. Through sharing in distributed nodes to maintain a sustainable database, the security and accuracy of information can be achieved. The application of this technology can solve the trust and security problems in the transaction, and the blockchain technology has become an optional direction for the future upgrading of the financial instry. Through the blockchain, both parties of the transaction can carry out economic activities without the help of the third-party credit intermediary, so as to rece the cost of the global transfer of assets

extended data:

since 2016, the major financial giants have also heard the news and launched blockchain innovation projects one after another to explore the possibility of applying blockchain technology in various financial scenarios. In particular, Puyin group took the lead in creating a "blockchain +" standard digital currency. Standard digital currency refers to the process of assets identification, evaluation, right confirmation and insurance completed by a third party organization. After careful digital algorithm, it is written into the blockchain to form the standard corresponding relationship between assets and digital currency, which is called standard digital currency

in order to realize the great leap forward development of blockchain finance, promote the new development of China's economy, accelerate the global asset circulation, and realize the dream of rejuvenation that has been struggling for generations, Puyin group will hold the Guiyang strategic development ceremony of Puyin blockchain finance in Guizhou on December 9, 2016, at which the discussion on the realization of digital circulation of assets, block chain financial transaction mode, and block chain financial transaction mode will be held It also discusses the application of blockchain service and social public instry

3.

Fried coins or something

at present, the application of blockchain technology is virtual currency. Therefore, virtual currency is also known as the first real birth proct of blockchain. The popularity of virtual currency is also obvious to all, which has set off a frenzy of investment in many countries. According to foreign media reports, the number of virtual currency transactions in the United States has reached 5 million; South Korea is estimated to be the craziest nation in the world, with one in every 50 people speculating, and 31% of the working class buying and selling virtual currency; Venezuela has also issued the world's first virtual currency with the nature of national sovereignty - oil currency

with the popularity of virtual currency, market investors are not only satisfied with the conventional trading mode of buying low and selling high, but also actively seek more simple and convenient trading ways to obtain more profits. The virtual currency trend trading method was born and successfully captured the hearts of investors in a short time, becoming a major mainstream trading mode

according to

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, the trend trading method of virtual currency is exclusively launched by speedxo, an international financial service provider with deep experience. It mainly deals with the currency pair composed of virtual currency and real currency, and it can make profits as long as it is bullish or bearish. For example, if an investor trades in "bitcoin / US dollar", he or she only needs to judge whether the price will rise or fall after 30 seconds, and buy up or down according to the trend. If he or she buys in the right direction after 30 seconds, he or she can get 93% of the net income of the investment amount. It is this kind of rise and fall are profitable, time-consuming, no need to take advantage of the market, the trend trading method quickly swept the entire currency circle

4. Hello, landlord,
Zhongan technology's Anlian cloud platform,
specially creates blockchain solutions,
at present, it has successfully provided supply chain financial solutions for a number of domestic enterprises,
and platforms,
solved the current business problems for these enterprises,
and mainly fits the development pain points of enterprises,
I hope my answers will be helpful to you, Hope to adopt..

5. Blockchain is a revolutionary underlying technology. Its original function is bookkeeping. As a distributed general ledger, it can solve the credit problem, notarization problem, audit problem, right confirmation problem, etc. of the ledger, as well as the digital demand of physical assets. Blockchain application scenarios are characterized by "new database, multi business entities and mutual distrust". The financial instry has the characteristics of low trust among participants and high requirements for transaction record security and completeness, which is very consistent with the application characteristics of blockchain technology. Therefore, the financial services instry is one of the instries with the most blockchain technology landing projects and the most abundant scenarios, such as supply chain finance, asset securitization, credit reference and risk control. In the financial field, blockchain technology can not only reform the financial infrastructure, but also play a synergistic role in the scenes of supervision, transaction, credit reference, virtual currency and so on. For example, in the traditional financial environment, supervision is managed by reporting data from various business organizations, which will cause many disadvantages, such as "black box" operation, decision-making delay and so on. However, under blockchain finance, with the advantages of information transparency and penetration and regional centralization, the regulatory authorities can grasp all business information at the first time. At present, Internet financial companies such as fox financial services are vigorously developing blockchain technology. Through the characteristics of decentralized blockchain technology and distributed storage, they can enhance user information management and enhance regulatory efficiency.

6. < UL >

the st entering the dial of Swarovski watch is usually e to the graal infiltration ring long-time wearing. If you only enter the fine st, you don't need to clean it without affecting the appearance and use. However, if the st with a certain length, such as hair or acrylic fiber, enters the watch dial, attention should be paid to it, because such st is extremely likely to cause the watch to stop working

when we find that the Swarovski watch is sty, we should not easily open the back cover of the Swarovski watch for cleaning. We should promptly send it to the Swarovski customer service center [30th floor, Tianjin International Financial Center, 136 Chifeng Road, Heping District] for cleaning, and regularly do the waterproof test and travel time accuracy test to ensure its normal operation

at the same time, we should also pay attention to the Swarovski watch not to come into contact with chemicals in our daily life. Waterproof watch can prevent cold water but not hot water, so don't take a bath with it. Avoid water vapor to ensure its waterproof effect. After adjusting the Swarovski watch, remember to restore the watch head and press it tightly to prevent st from entering

7. At present, major cities in Guangdong have already built blockchain instrial parks, such as Yimi blockchain maker space in Guangzhou. As one of the core cities in Guangdong, Hong Kong and Macao, Foshan is also making efforts. It is also the first professional incubator in Guangdong Province to locate in "blockchain +" financial technology

8. All instries can be combined with blockchain, and all instries must engage in blockchain plus. At present, they have launched the online live course, which covers the frontier knowledge of blockchain such as frontier technology, landing application mode, the latest instry trend, and so on. It is very worth watching.

9.

The main differences between financial technology and science and technology finance are as follows:

first, the core components are different

the technologies involved in financial technology are characterized by fast update and iteration, cross-border and mixed operation, which is the superposition and integration of Frontier disruptive technologies such as big data, artificial intelligence, blockchain technology and traditional financial business and scene. It mainly includes four core parts: big data finance, artificial intelligence finance, blockchain finance and quantitative finance

Science and technology finance is an important part of national science and technology innovation system and financial system, which is composed of government, enterprise, market, social intermediary and their behavior activities in the process of science and technology innovation financing

Second, different ways of operation

financial technology mainly uses artificial intelligence technology to deal with problems in the financial field, including stock price prediction, evaluation of consumer behavior and willingness to pay, credit scoring, intelligent investment advisor and chat robot, insurance underwriting and claims settlement, risk management and stress testing, financial supervision and identification monitoring, etc

there are two traditional channels of science and technology finance, one is government funds to establish funds or master funds to guide private capital into science and technology enterprises, the other is diversified equity financing channels of science and technology enterprises. It includes government support, technology loan, technology guarantee, equity investment, multi-level capital market, technology insurance and technology leasing

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the basic composition of financial technology:

the technology involved in financial technology has the characteristics of fast update and iteration, cross-border and mixed operation, which is the superposition and integration of Frontier disruptive technologies such as big data, artificial intelligence, blockchain technology and traditional financial business and scene. It mainly includes four core parts: big data finance, artificial intelligence finance, blockchain finance and quantitative finance

big data finance focuses on the acquisition, storage, processing, analysis and visualization of financial big data. Generally speaking, financial big data and core technologies include basic layer, data storage and management layer, computing layer, data analysis and visualization layer

The

data analysis and visualization layer is mainly responsible for simple data analysis, advanced data analysis (overlapping with artificial intelligence) and visual display of corresponding analysis results. Big data finance is often committed to the use of Internet technology and information communication technology to explore new financial business models of financing, payment, investment and information intermediary

AI finance mainly uses AI technology to deal with problems in the financial field, including stock price prediction, evaluation of consumer behavior and willingness to pay, credit scoring, intelligent investment advisor and chat robot, insurance underwriting and claims, risk management and stress testing, financial supervision and identification monitoring, etc

10. Generally speaking, financial technology can be understood as the business application of scientific and technological innovation in the field of financial business
specifically, big data, cloud computing, blockchain, artificial intelligence and other technologies belong to financial technology, and these technologies have been applied in the business of financial field
for example, big data technology can be used to improve the ability of financial risk control. As we all know, risk control is very important for finance. Traditional banking instry focuses on risk control with existing credit reference data, while Internet technology companies with big data and deep mining ability can conct more comprehensive analysis and mining of data to improve risk control in financial business
for example, Internet giants such as the Internet use their own data advantages to develop and launch the "Prajna" big data risk control platform. Through the unique data features and algorithms of the network, and based on the data of hundreds of millions of users on the network, they enrich the credit information data and improve the risk control ability through graph calculation.