Blockchain revolution and business model innovation

1. Zhao Liang, general manager of banking instry of IBM Global Enterprise Consulting Service Department, believes that blockchain technology has broad application prospects in the fields of Internet finance, such as supply chain finance, digital bills, P2P financing, e-money, microfinance, cross-border payment, collateral management and contract execution, which can better connect financial institutions and non-financial enterprises
the principle of blockchain can be more widely used in other innovative fields. For example, blockchain is expected to establish a points exchange and transaction system, which can be used for the exchange and transaction of various points, such as telecom telephone fee points, aviation mileage points, hotel accommodation points, etc. In the field of Internet of things, IBM has cooperated with Kouvola innovation in Finland to establish a trusted cargo view of the whole process of logistics in the technology of blockchain and Watson Internet of things
in fact, in the next few years, the Internet of things will become one of the most exciting and largest application fields of blockchain. Blockchain solves the trust problem and financial transactions between massive devices and nodes in the Internet of things. The Internet of things based on blockchain and e-money can enable smart appliances to automatically complete financial transactions such as paying electricity bills, while IBM Watson cognitive technology can automatically recommend a more reasonable level of electricity consumption by learning historical data, which can form a real smart grid from the perspective of the whole society
in May 2016, two Chinese blockchain enterprises announced to join the hyperledger super ledger project led by IBM and Linux foundation. Also in May, Ping An Insurance Group announced to join the international R3 alliance to jointly develop innovative business applications based on distributed shared ledger technology with other financial institutions
now, blockchain is not only as simple as having influence on Internet technology, but also to create a new decentralized next-generation business model, which is the real significance of the blockchain revolution< br />

2. First of all, blockchain itself has no business model to speak of
you are talking about the combination of blockchain technology and an instry. That is to say, "blockchain +" combines technology and instry deeply after combining specific projects to develop corresponding landing applications
the technical characteristics of blockchain and its application fields
① data can't be tampered with. Blockchain is a decentralized distributed database without centralized server, which can't be controlled by a certain person or an organization. Each node in the blockchain system stores one of the data. If the data on the node is changed, the blockchain system will be able to store one of the data, Then it can not be verified in the whole blockchain network. With this feature, it will be well used in finance, public administration data, audit data, etc
② distributed storage: in the area fast chain system, each running node has a complete data , which enables each node to independently verify and retrieve data, greatly increasing the reliability of the system. Combined with the characteristics of this blockchain technology, it is applied to games. We are familiar with the fact that our games are applied to a game server, It can greatly increase the stability of the game and enhance the game experience of the players.
③ anonymity. Traditional software clients need to register a user name and bind the mobile phone number. In order to increase the user's recognition, some will also increase the identity authentication. Combined with the blockchain technology, they are converted from the public key generated by the public cryptographic algorithm, This is usually a string of garbled characters. bitcoin system is like this, but we don't know who is the operator behind it.
combined with this technical feature, we can make use of online payment, collection, property on the chain, etc. to greatly protect the user's information.

3. This project has nothing to do with bitcoin, just under the guise of bitcoin<
the CBRC, the Ministry of instry and information technology, the people's Bank of China and the State Administration for Instry and Commerce suggest that in recent years, in the name of "financial mutual assistance", the behavior of promising high returns and luring the public to invest funds has appeared in many places in China. Its main characteristics include: 1
first, there are many names. Common are: "XX financial mutual aid community", "XX financial mutual aid platform", "XX financial mutual aid financing", "XX charity financial mutual aid platform", "XX financial mutual aid investment", "XX mutual aid community", "XX wealth mutual aid platform", etc< Second, it develops rapidly. Relying on the Internet, through the website, blog, wechat, QQ and other platforms, the publicity has a wide range
thirdly, it is confusing. Under the banner of "overseas celebrities", some claim to "destroy the unfair world financial system, break the control of financiers, and create a community for ordinary people" as the goal. Through the establishment of the so-called "fair, just, mutually beneficial and honest financial platform for people to help others", the public can get more help by subsidizing others. At the same time, he falsely claimed that "after market test, he has been mature in many countries for many years, and has hundreds of millions of members in the world" and so on
4. Strong incement. It claims that the investment threshold is low, the cycle is short and the income is high. For example, after free registration, the investment of RMB 60000-60000 can be withdrawn after 15 days, with daily income of 1%, monthly income of 30%, annual income of 23 times, and no handling charge. In addition, if participants develop others to join, they can also get extra income such as recommendation Award (10% of offline investment) and Management Award (the corresponding proportion is determined according to the membership level). There is no upper limit for development personnel and no upper limit for rebate< 5. Strong concealment. Most of them are controlled remotely by overseas personnel, and the investment funds are often transferred through personal bank accounts or through third-party payment platforms
this kind of operation mode violates the law of value, and it is difficult to maintain the capital operation for a long time. Once the capital chain breaks, investors will face serious losses. The general public is requested to raise their awareness of risks, invest rationally and prudently, and prevent their interests from being damaged. At the same time, we can actively report to the relevant departments the clues we have learned about crimes
bitcoin home and many mainstream media have reported similar virtual money pyramid schemes.

4. Tourism mode: triporg travel is a blockchain tourism service application, which can provide people with train tickets, air tickets and other booking services.

5. In general, you need to play 3-4 low-level skills first, and then use high-level skills to top them. If you belong to the same kind of skills, you can certainly top them. Just like if you have symbiosis, you can certainly top them. It should be noted that there can only be one manual skill, one automatic skill, and two or three auxiliary skills. BB is a rich man's thing... Pure manual, please adopt it

6. The new world is relative to the old one. America and Australia belong to the so-called "new continent", while Asia and Europe belong to the "old continent". The old continent refers to the world known in Europe before Columbus discovered the new continent (there is also a saying that "Zheng He discovered America and Australia before Columbus"), including Europe, Asia and Africa (all known as Africa Eurasia or World Island). In contrast, the new continent mainly refers to the American continent. At that time, the interior of Asia and Africa was not known to Europeans, but Europeans already knew the existence of Asia and Africa as far as Japan and South Africa, so they were also regarded as the old continent. Oceania and Antarctica do not belong to the old continent or the new continent. This is because the old continent and the new continent were proposed before the discovery of Oceania and Antarctica. In biology, the old world refers to those found in Eurasia, Africa and Oceania, while the new world refers to those found in America. Biologically, the division of Oceania into the old world reflects the general form of species spreading in the process of evolution.