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Application of blockchain in shipping insurance
Publish: 2021-05-27 08:49:29
1. 1. What is blockchain? In a word
A: blockchain is an encrypted database chain, that is, the transaction data in multiple timestamps / events are encrypted and linked together, and the data can not be tampered with or shared
2. Performance and logic:
A. external operation forms: bank deposit and withdrawal, remittance, account in and out, shopping, currency issuance, capital transaction, etc
B. internal logic processing (software program): after human operation, the data will be encrypted first and then stored in the database. After the program, the data will be divided into regions, such as the data in the event and time stamp will be classified and put together into a region. Multiple events and data in timestamps are associated to form a blockchain. The encrypted data can be shared, but not tampered with
C. forms of sharing: querying personal information, auditing, etc. Query permission / sharing permission: different permissions can query different data. For example, the bank can query the information of all people, and the indivial can only query the indivial
3. Most of the examples are different, but the logic processing ideas are the same, but the implementation methods and operations are different
4. Blockchain: it has the characteristics of encrypted data, tamperable data and shared data
5. Blockchain Technology: the technology of encrypting, partitioning and sharing data with editing programs
there are suggestions for guidance
application fields: finance, it, commodity sales, online shopping, etc.
A: blockchain is an encrypted database chain, that is, the transaction data in multiple timestamps / events are encrypted and linked together, and the data can not be tampered with or shared
2. Performance and logic:
A. external operation forms: bank deposit and withdrawal, remittance, account in and out, shopping, currency issuance, capital transaction, etc
B. internal logic processing (software program): after human operation, the data will be encrypted first and then stored in the database. After the program, the data will be divided into regions, such as the data in the event and time stamp will be classified and put together into a region. Multiple events and data in timestamps are associated to form a blockchain. The encrypted data can be shared, but not tampered with
C. forms of sharing: querying personal information, auditing, etc. Query permission / sharing permission: different permissions can query different data. For example, the bank can query the information of all people, and the indivial can only query the indivial
3. Most of the examples are different, but the logic processing ideas are the same, but the implementation methods and operations are different
4. Blockchain: it has the characteristics of encrypted data, tamperable data and shared data
5. Blockchain Technology: the technology of encrypting, partitioning and sharing data with editing programs
there are suggestions for guidance
application fields: finance, it, commodity sales, online shopping, etc.
2. Although the application of blockchain technology in the insurance instry is mostly in the stage of technical verification, the rapid development of application scenarios indicates that the technology will bring transformative impact to the insurance instry. Some IT giants, such as Microsoft, IBM, Oracle, Alibaba and Tencent, have begun to lay out in the blockchain field, and some have even launched procts or services based on blockchain technology
according to the in-depth analysis report on business model innovation and investment opportunities of China's blockchain instry published by foresight Instry Research Institute, at present, the application of blockchain in the insurance instry at home and abroad mainly includes the following categories: the first category is to use blockchain technology to complete insurance contracts according to the established rules when a certain condition is triggered, such as flight delay insurance, flight delay insurance, etc Unemployment insurance, etc; The second is reinsurance and coinsurance. In the transaction matching and settlement of reinsurance and coinsurance business, blockchain is used to enhance the efficiency and transparency of transaction and settlement; The third type is used to track the proction / growth process of commodities. The traceable characteristics of blockchain are used to track the breeding process of agricultural procts or the proction and circulation of valuables
in the long run, the application of blockchain in the insurance instry is likely to bring revolutionary and disruptive changes e to its broad development prospects and numerous business convergence points.
according to the in-depth analysis report on business model innovation and investment opportunities of China's blockchain instry published by foresight Instry Research Institute, at present, the application of blockchain in the insurance instry at home and abroad mainly includes the following categories: the first category is to use blockchain technology to complete insurance contracts according to the established rules when a certain condition is triggered, such as flight delay insurance, flight delay insurance, etc Unemployment insurance, etc; The second is reinsurance and coinsurance. In the transaction matching and settlement of reinsurance and coinsurance business, blockchain is used to enhance the efficiency and transparency of transaction and settlement; The third type is used to track the proction / growth process of commodities. The traceable characteristics of blockchain are used to track the breeding process of agricultural procts or the proction and circulation of valuables
in the long run, the application of blockchain in the insurance instry is likely to bring revolutionary and disruptive changes e to its broad development prospects and numerous business convergence points.
3. Using blockchain technology to transform and upgrade the traditional insurance instry, in addition to online insurance for risks in real life, we can also manage and trade risk contracts. Moreover, the decentralized transaction process of the blockchain can ensure the confidentiality of data and information, and because of the automatic execution mechanism of the smart contract, the claim settlement is also more guaranteed.
4. The combination of blockchain and shipping instry is mainly reflected in the accumulation of transaction and operation data of enterprises through shipping blockchain to form a large database, and then build a full process automatic blockchain system, thoroughly open up all links of the platform, and form an information sharing channel. It's said that chain Nova does this. I don't know if there is any cooperation.
5. Singapore Pacific shipping, Singapore port group and IBM jointly signed a memoranm to promote innovative research on supply chain business network based on blockchain technology. IBM also works closely with chainnova, a blockchain company
facts show that with the extensive practice of blockchain technology in the era of big data, in addition to the field of Internet finance, blockchain technology has been applied in the shipping instry and has shown great prospects
under the influence of blockchain technology, shipping e-commerce platform can also be regarded as a shipping exchange "moving online". Freight forwarders, shipping brokers, maritime law lawyers, assessors and other practitioners will bid farewell to the offices and small groups, become more focused, more detailed division of labor, higher quality of service freelancers, and continue to provide professional services or consultation for the port and shipping instry on the platform
standing at the new starting point of the platform era, blockchain provides a new mode for future economy and management, which is more in line with the characteristics of the platform era.
facts show that with the extensive practice of blockchain technology in the era of big data, in addition to the field of Internet finance, blockchain technology has been applied in the shipping instry and has shown great prospects
under the influence of blockchain technology, shipping e-commerce platform can also be regarded as a shipping exchange "moving online". Freight forwarders, shipping brokers, maritime law lawyers, assessors and other practitioners will bid farewell to the offices and small groups, become more focused, more detailed division of labor, higher quality of service freelancers, and continue to provide professional services or consultation for the port and shipping instry on the platform
standing at the new starting point of the platform era, blockchain provides a new mode for future economy and management, which is more in line with the characteristics of the platform era.
6.
Blockchain technology also has incomparable advantages in the insurance instry. From the perspective of data management, the application of blockchain technology can effectively improve the risk management and control ability of insurance companies, including the risk supervision of insurance companies and the risk management of policyholders
The application of 
blockchain technology in insurance instry can strengthen the internal risk supervision of insurance companies. Blockchain technology can record the daily operation process of insurance company on the node, realize the in-process control of the company's capital flow, investment situation, compensation amount and other business, and improve the company's risk management and control ability
in addition, the blockchain technology is safe, reliable and can not be tampered with at will, which ensures that the information obtained by the policyholder is true and effective, and enhances the risk management ability of the policyholder
7. Blockchain technology has been applied to the art instry, legal instry, development instry, real estate instry and insurance instry
at present, tongshe mutual aid is the first network mutual aid platform applying blockchain technology in China. On the basis of traditional mutual aid platform, with the help of blockchain technology, it realizes decentralized information sharing, innovates and realizes comprehensive and transparent operation, and builds a fair, just, open, safe and efficient open mutual aid information service platform for the public
it may be applied to more instries in the future.
at present, tongshe mutual aid is the first network mutual aid platform applying blockchain technology in China. On the basis of traditional mutual aid platform, with the help of blockchain technology, it realizes decentralized information sharing, innovates and realizes comprehensive and transparent operation, and builds a fair, just, open, safe and efficient open mutual aid information service platform for the public
it may be applied to more instries in the future.
8. Taking Tongxin mutual aid platform as an example, the network mutual aid application based on the blockchain platform can maximize the absolute security of funds, protocols and information, and improve the risk control ability, which is shown in the following aspects:
the flow of funds is transparent
all the details of the flow of funds are recorded on the blockchain, The data can not be forged and tampered to ensure the authenticity and effectiveness of the data. All regulatory units, public media and ordinary users can view and supervise the data at any time
efficient rule execution
all fund transfers are executed in accordance with open and tamperable smart contracts. Once determined, they can be executed accurately. No one can intervene, and no legal person can misappropriate or intervene, which improves the efficiency of rule execution
user information security
all personal sensitive information is highly encrypted storage, unless authorized by the user, other people can not access and steal
services will never be down
network mutual assistance running on the public chain does not depend on whether a central server is online, which can ensure that the services provided will never be down
to sum up, the blockchain technology is fully applied to the network mutual aid to ensure the security of users' sensitive information to the maximum extent, at the same time, enhance the transparency of network mutual aid, and enhance the trust between mutual aid workers, mutual aid workers and companies, mutual aid workers and third-party organizations.
the flow of funds is transparent
all the details of the flow of funds are recorded on the blockchain, The data can not be forged and tampered to ensure the authenticity and effectiveness of the data. All regulatory units, public media and ordinary users can view and supervise the data at any time
efficient rule execution
all fund transfers are executed in accordance with open and tamperable smart contracts. Once determined, they can be executed accurately. No one can intervene, and no legal person can misappropriate or intervene, which improves the efficiency of rule execution
user information security
all personal sensitive information is highly encrypted storage, unless authorized by the user, other people can not access and steal
services will never be down
network mutual assistance running on the public chain does not depend on whether a central server is online, which can ensure that the services provided will never be down
to sum up, the blockchain technology is fully applied to the network mutual aid to ensure the security of users' sensitive information to the maximum extent, at the same time, enhance the transparency of network mutual aid, and enhance the trust between mutual aid workers, mutual aid workers and companies, mutual aid workers and third-party organizations.
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