UnionPay blockchain Jingdong Wanda

1. The application scenarios of blockchain technology are diverse. Once it is popularized, the whole society will be greatly benefited
1. Financial services
the application of blockchain in the financial field has already spread out, which is not a new thing. The application of blockchain in financial technology has been widely concerned and highly valued all over the world
in mainland China, China UnionPay signed a strategic cooperation agreement on mobile payment with Bank of China in early 2018, explored cooperation in the field of blockchain, and then cooperated with Jingdong to jointly launch the "Internet financial payment security alliance risk information sharing (distributed query) platform" based on blockchain
in Hong Kong, China, the Hong Kong Monetary regulatory authority is one of the earliest regulators to launch sandbox, supporting financial innovation experiments including blockchain technology; The HKMA has also joined hands with the banking instry to launch etradeconnect, which is the first large-scale trade financing information sharing platform for Hong Kong banking instry to apply blockchain technology< On September 18, 2018, Hangzhou Internet court officially launched the chain and became the first court in the world to use blockchain for trial
it is understood that prosecutors can submit electronic evidence such as contract, rights protection process and service process details online through online complaint portal, and notarization office, forensic identification center, CA / RA organization, court and other chain nodes can witness and endorse together to provide one-stop service for prosecutors. Hangzhou Internet court of Zhejiang Province made a public judgment on a case of infringement on the right of network dissemination of works' information, and confirmed the legal effect of electronic data with blockchain technology for the first time
3. Intellectual property
blockchain and related distributed ledger technology provide the possibility for the protection and registration of intellectual property, as well as evidence in the registration stage or court litigation stage. These technologies can also speed up the above intellectual property protection and registration process in a cost-effective way
4. Logistics
in early 2018, rookie and tmall global jointly announced that blockchain technology has been used to track, upload and verify the logistics full link information of cross-border imported goods
after all nodes of the logistics chain are connected to the blockchain, the goods can be traced from manufacturers to consumers, forming a complete chain; The more links the commodity is missing, the more likely it is to be a fake proct
5. Electronic invoice
on August 10, 2018, Shenzhen International Trade revolving restaurant issued the first electronic invoice of blockchain in China. It is understood that this electronic invoice of blockchain was led by Shenzhen Taxation Bureau and provided by Tencent with underlying technology and capability
different from traditional e-invoice and simple e-invoice on the chain, this blockchain e-invoice integrates "capital flow and invoice flow", combines invoice issuing with online payment, and opens up the whole process of invoice application, invoice issuing, reimbursement and tax declaration
in addition to the above fields, the application of blockchain has broad blue ocean prospects. In the future, new technology application and development will emerge in all walks of life, and blockchain will flourish.

2. First of all, I'd like to introce some well-known blockchain companies in China, and then I'll personally evaluate which one is good. You can judge for yourself

1. Bubi blockchain company, which is engaged in the underlying technical services and instry solutions of blockchain. That is to say, an underlying blockchain is built, and an adaptation layer is built on it, so that enterprises can quickly establish commercial applications. The underlying blockchain is self-developed. The consensus mechanism is pbft, TPS is 5000 transactions per second, UnionPay is 2000 transactions per second, and bitcoin is 7 transactions per second. Of course, different underlying architectures lead to different performance, because Bubi's commercial blockchain pays more attention to performance. At present, Bubi is mainly used in digital assets, supply chain finance, supply chain traceability, public notary and other fields< 2. Bumeng blockchain. Theoretically, bumeng should be regarded as the proct line of Bubi, but Bubi is mainly engaged in the private chain, while bumeng is an alliance chain. So separately, bumeng is Bubi's layout in digital assets. The underlying technology is Bubi blockchain, but it encapsulates the blockchain according to the scene and provides API interface for enterprises. Enterprises issue their own assets on it. According to the characteristics of blockchain, they can freely circulate their assets. At present, some enterprises such as sunshine insurance, Qianxiang finance, crowdsourcing, Haohuo, etc. have joined in, and the assets in them include insurance policies, integral points, and so on Financial procts and so on. Finally, it is estimated that this platform will break through the barriers between assets, and the end users can freely use and transfer these assets. This is an interesting way for the blockchain instry, because it has both the opening of public chain and the security of private chain

Third, only chain, which is a commodity ID management cloud platform based on blockchain technology, provides enterprise users with commodity asset management, tracing, anti-counterfeiting verification, new supply chain management, etc. in the form of baas. Simple understanding is that only chain has done the content of "supply chain traceability" of Bubi blockchain

four, concentric mutual aid, concentric mutual aid is a mutual aid security platform, put some mutual insurance related information into the blockchain, and users can apply to become nodes, participate in bookkeeping, and maintain their own data

5. Xiaoyi is a decentralized network protocol based on blockchain technology, which digitizes the assets and interests of the real world, and carries out financial business such as registration and issuance, transfer transaction, clearing and delivery through point-to-point network

these five blockchain companies are probably well-known in China, and I personally recommend bumeng

first, bumeng uses the underlying technology of Bubi blockchain, which is very promising in the instry. It has the largest number of landing applications in China. Enterprises can not only use the blockchain technology at low cost (just call the interface, it seems that it is free), but also use the resources inside. Think about being on the same chain with many enterprises and docking resources in the future, User transformation should not be easy

Second, Weilian and Tongxin Huzhu focus on one field, and do not provide underlying technology and instry solutions. That is to say, if you are in this instry or can be used in the upstream and downstream of this instry, you can not be used in other fields. Take mutual security field as an example, zhongtuobang and zebra Club both choose bumeng. Of course, if it is an investment, you can consider it

Third, Xiaoyi, why not recommend Xiaoyi, because Xiaoyi is an open source project, and we all know the domestic business environment, especially when the instry is just beginning to develop, and the domestic market is different from that of foreign countries, Xiaoyi has gone through two rounds of ICO, which will be a great worry in the future operation, and at present, Xiaoyi has not been applied in practice, We have made a Fada platform, which has not been used by any company yet (guess it may be related to the factors of open source, who dares to open their data completely). Of course, the open attitude of Xiaoyi is worth encouraging. Although I guess the advantages and disadvantages of the code are well understood by peers, it is not clear

Fourth, why is there no recommendation for Bubby? Bubby has raised 30 million yuan a while ago, because Bubby is more open and has more resources. Of course, if the business requires high privacy, it can also choose Bubby blockchain

finally, for all my hard work, choose me!

3. Now is the information age, no good technology is difficult to stand in the society,
now the rapid growth of computer technology, every company needs computer talents, you can go to learn computer professional,
there is still a lot of development space in this field, as long as you study hard, the future prospects are unlimited.

4. 1.
Weizhong bank
uses
blockchain
technology to carry out loan clearing
Weizhong bank joint
Shanghai Huarui bank
has put into trial operation an inter-bank
joint loan
clearing platform based on alliance
blockchain technology
to optimize the settlement and clearing of the joint loan of the two banks'
micro loan
. With the introction of this blockchain system,
all information
is recorded on the blockchain network, which can not be tampered with. The transaction process is cleared at the same time, realizing real-time clearing, saving a lot of manpower and material resources. This is the practical application of "alliance chain"<
2.
China UnionPay
uses blockchain technology to realize inter-bank points exchange
China UnionPay and IBM try to share blockchain technology
points system
. Using this blockchain system allows users to exchange bonus points across banks and platforms. In other words, the bonus points of one bank can be exchanged for bonus points of other banks, or even multiple airline mileage and supermarket awards. It greatly improves the use efficiency of bank points<
3.
Toyota
uses blockchain technology to track
auto parts
Toyota joins the alliance
R3
and stores the proction, processing and usage of each part in the blockchain through blockchain technology. In this way, when there is a problem with auto parts, the origin of the parts can be easily and quickly queried
4. The central bank's blockchain digital bill trading platform
the test of the blockchain based digital bill trading platform promoted by the central bank is successful. The introction of
digital currency
for settlement can realize the synchronous transfer of capital flow and information flow of digital bill transaction, so as to realize DVP bill settlement. At the same time, the blockchain digital identity solution solves the problem of repeated KYC authentication between different financial institutions<
5.
ant financial services
blockchain application
ant financial services' blockchain technology tests water insurance and helps to launch the first love rescue account of China's insurance instry. Blockchain technology makes every fund flow open and transparent, each fund flow data can not be tampered with, and the whereabouts and uses of each fund can be traced. Ant blockchain is used in
food safety traceability
and commodity traceability
Author: blockchain development company
link: https://www.jianshu.com/p/5ff8437bd58b
source:
brief book
the right belongs to the author. For commercial reprint, please contact the author for authorization. For non-commercial reprint, please indicate the source.

5. Interesting chain technology is very powerful. It has taken the lead in cooperating with the people's Bank of China, instrial and Commercial Bank of China, Agricultural Bank of China, China UnionPay, Everbright Bank, Instrial Bank of China, Zheshang Bank, Debang securities, Shanghai Stock Exchange and other domestic and foreign institutions. It is also the blockchain technology company with the most application cases in banks and other financial institutions in China. CCB was once again listed in the top 50 of Forbes blockchain this year, which is also backed by the powerful power of interesting chain technology.

6.

The rise of Internet finance has brought more convenient services such as payment and financial management, but it also faces more risks. In addition to the credit risk and operational risk of traditional finance, there are also new risks such as network security risk and terminal security risk

the cases of stealing bank card information by refitting POS machine, hacker attack, "Trojan horse" virus or "phishing website" and swiping cash through the third-party payment platform, shopping website, game website have entered the stage of centralized outbreak. The cases show the outstanding characteristics of small amount of money involved, scattered areas and rapid fund transfer

in the process of providing financial services for enterprises and indivials, financial platforms often face prominent problems such as information asymmetry and untimely, and face greater challenges in anti fraud and data

in view of this, at the conference, China UnionPay and Jingdong Finance jointly released the business plan of alliance risk information sharing mechanism, and UnionPay and Jingdong Finance jointly carried out risk information sharing. It is reported that the two sides will rely on the distributed blockchain technology to build a more comprehensive, perfect and secure information sharing mechanism technically, and set access rules for participating institutions. The query times of sharing members are recorded in the blockchain ledger to ensure that the information can not be tampered with and traceable, so as to more effectively prevent data leakage

public information shows that the Internet financial payment security alliance was established in October 2013, with China UnionPay, economic crime investigation bureau of the Ministry of public security, network security bureau, a number of national commercial banks and major non-financial Payment institutions as the first members

since 2017, all parties of the alliance have continuously strengthened the cooperation in risk control, assisted the public security organs in investigating 385000 cases, and investigated a total of 290 billion yuan of suspicious funds. Through multiple measures such as real-time fraud transaction interception, goods interception and capital suspension liquidation, the alliance has recovered more than 87 million yuan of risk losses for its member institutions and cardholders

7. The UnionPay Global Express remittance query function (including IOS and Android clients) of Bank of China Mobile Banking under the "cross border collection" function is used when the customer is the payee, You can use this function to query the remittance process initiated by others using UnionPay Global Express remittance (the query data comes from the global blockchain business platform jointly established by Bank of China and UnionPay)
the above contents are for your reference. Please refer to the official website of BOC for the latest business changes
if you have any questions, you are welcome to consult the online customer service of Bank of China or download the mobile banking app of Bank of China.