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1.

1. Mortgage

after the real estate transfer is completed, if the buyer is buying a house with a loan, he should go through the mortgage proceres in a timely manner within the time agreed by the bank. Because the loan to buy a house, after the transfer of ownership, the house property certificate is put in the bank, if you do not go through the mortgage proceres in time, you can not get the house property certificate in time

2. Property delivery

property delivery means that when the seller delivers the house to the buyer after passing through the house, he has to settle all the water, electricity, property and natural gas fees generated by the previous house. At this time, both sides need to go together. Check and confirm. After both parties confirm that if there is a debt, the seller will make up the debt. After the work is finished, the buyer is accepting the key. Otherwise, starting from receiving the key himself, all the expenses incurred in the later period have nothing to do with the seller. Therefore, it is necessary to check whether these expenses are settled before receiving the house

3. After the ownership transfer of water and electricity, although the real estate certificate has been changed into the name of the buyer, water and gas are still the name of the seller related to the real estate. At this time, we need to carry the ID card and the real estate certificate to the water, electricity and natural gas processing center to change the name and transfer the ownership

4. Change the name of the property. Because most of the time I want to go, if there are some notices, the property will send a message to the mobile phone of the household. If I don't change my name in time, I can't receive the message in time. So after checking in, you should go to the property management office to change the name as soon as possible

House inspection: the buyer's house inspection, the buyer and the seller's preliminary negotiation on price, payment method, delivery date and other matters. Generally, all expenses incurred by the buyer and the Seller shall be paid by the buyer and the seller

(2) file inspection: the buyer and the Seller shall go to the land and Resources Department of the archives building to inspect the files with the original house property certificate or the original mortgage contract

Third, sign a contract: the buyer and the seller negotiate the house price, deposit, down payment, fund supervision, loan application time, ransom fee, transfer application time, tax payment method, delivery date, tenant situation, commission payment time and proportion, liability for breach of contract. After determining these key points, the buyer and the seller sign a tripartite contract with the intermediary or the buyer and the seller sign a contract, Write the above contents into the contract (Shenzhen unified format contract) and pay a deposit to the intermediary company

Fourthly, the seller and the guarantee company go to the notary office for notarization, and the seller entrusts the guarantee company to handle relevant affairs

5. Fund supervision and loan application: the buyer pays the down payment to the fund supervision account number of the mortgage bank (usually the original loan bank, if it changes to another bank, it will pay more), the buyer and the guarantee company sign the fund supervision agreement and relevant documents with the bank (a lot of them, but they are busy signing), and the buyer applies for the loan from the bank, After the bank agrees to the loan, it will issue a letter of commitment to the buyer (generally, the bank will notify the guarantee company directly), about 7-8 working days

(6) house Redemption: after the buyer pays the guarantee fee to the guarantee company, the guarantee company applies to the original loan bank for house redemption, and the guarantee company issues a house redemption guarantee to the bank for house redemption and cancellation of mortgage registration, which takes about 5 working days

7. House transfer: the buyer and the guarantee company go to the third floor of Shenzhen real estate property right registration center (Jinhu Cultural Plaza, located between the bank bus station and Nanfang pharmaceutical factory) to sign a contract; Shenzhen real estate sales contract (cash sale);, It takes 5 working days for the guarantee company to receive the receipt of the application for real estate transfer

8. The buyer and the guarantee company sign the receipt at the certificate collection window to collect the house property certificate (remember to make more copies. When you see it again, you have to wait for all the loans to be paid off). The guarantee company takes out the new house property certificate and makes mortgage registration with the mortgage bank in Shenzhen real estate property registration center. The bank gives the down payment to the seller. After the mortgage registration of the new house property certificate, It takes about 10 working days for the bank to give the seller the loan after decting the loan for redemption

House delivery: the buyer and the seller handle the house handover, water and electricity transfer, and the buyer takes the key

2. If you go to Fuyang Citizen Center for the annual inspection, you must make an appointment, because if you need to handle any business now, you need to make an appointment before you can go, because it is more convenient for the citizens to make an appointment now

3.

The staff of Fuyang civic center work at noon. Since March 23, 2020, with the approval of Fuyang epidemic prevention and control headquarters, the specific working hours of Fuyang citizen center are from 9:00 a.m. to 12:00 a.m. and from 1:30 p.m. to 5:00 p.m. from Monday to Friday

at the same time, from March 23, 2020, its offline window service will implement the service mode of appointment first and then service. Clerks need to make an appointment one day in advance through the "appointment service" function on the "Wanshitong" app. You can go to the scene after the appointment is successful

extended data:

precautions for entering and leaving Fuyang Civic Center ring the epidemic period:

1. The south entrance of Fuyang Civic Center Hall shall be reserved. If the staff vehicles park in the underground garage, they can get in and out through the escalator on the east side of area a of the underground garage

2. When entering the public center hall, the clerk should hold the original ID card and "Wanshitong" app reservation information, and enter the hall after the temperature is normal. All personnel entering and leaving the hall must scan the "Ankang code"

3. Those who do not wear masks, or have abnormal body temperature, fever, cough and other symptoms, or hold red or yellow "Ankang code" are not allowed to enter the hall

4. The clerks should get in and out in order. Please keep a distance of more than 1 meter when queuing or waiting. In case of dense personnel, the on-site staff will control the diversion

5. Please take away the used paper towel and mask or throw them into the special sealed stbin

4. The working hours of Fuyang citizen center are: 8:30 am to 11:30 am and 1:30 pm to 5:00 pm from Monday to Friday. Except for legal holidays, there is a two-hour lunch break at noon. At that time, there will be no one working at all business windows, so if you want to go, try to arrange your own time. I hope I can help you,.

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6.

Insurance editor to help you answer, more questions can be answered online

Fuyang social security online query
Fuyang social security query system, the information queried by this system is not instant information, the database is updated once a month, please understand. If you have any objection to the inquiry results, please bring your ID card to the relevant agencies for inquiry Including endowment insurance and medical insurance inquiry)
Fuyang social security telephone inquiry
Fuyang Social Security Bureau Social Insurance unified inquiry telephone: (0558-12333), including: social endowment insurance payment base, proportion inquiry, social security card balance, details inquiry, etc
Fuyang social security window query
please bring your valid certificate and social security card number to Fuyang Social Security Bureau office hall window for query<
human resources and Social Security Bureau of Fuyang City
address: No. 185, Fuwang Road, Fuyang City
postcode: 236041
Tel: 0558-12333
Fax: 0558-2293138
e-mail: [email protected]
website:
Fuyang medical insurance management center
address: 185 Fuwang Road, Fuyang City
postcode: 236000
Tel: 0558-2296120 2296121, 2296122, 2296127
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Fuyang social security inquiry website:

7. No, only those who are involved in capital lending will be involved in credit investigation.

8. If there is no marriage registration, marriage registration should go to Fuyang Civil Affairs Bureau
the main functions of Fuyang citizen center include convenience service hall, human resource factor market, social security center and bidding and trading center.

9.

Insurance editor to help you answer, more questions can be answered online

At present, Fuyang endowment insurance personal account has no online query function, which can only be inquired by telephone (0558-12333) or directly to the service hall of Fuyang social security center