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link: https://www.hu.com/question/22023800/answer/22741288
source: Zhihu
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the first conclusion: ripple is not a currency, but a payment network; XRP currency used in the network is a kind of currency. Compared with bitcoin, the former is a payment system, while the latter is money, which is not the same kind of things, so there is no substitutability
bitcoin has been fried rotten, and hushang's answer is close to saturation, so we don't need to repeat our work. Let's focus on ripple
what is ripple
ripple is an open payment network. Just like ripple, the word ripple emphasizes the flow and transmission of funds
in life, acquaintances borrow money from each other and may not write IOU. Sometimes, several friends borrow money from each other, generate multi angle debts, and may adjust the relationship of debts and creditor's rights according to the alienation of relatives. For example, a owes B 5 yuan, B owes C 5 yuan, and a and C are familiar with each other. Once three people discuss, they may directly ask a to repay C. In fact, not only between acquaintances, many small shops and small companies will allow acquaintances to write off on credit
that is to say, everyone is more willing to have debt relationship with the people they trust or are familiar with, and through the trust network between people, funds can flow smoothly
the above is the money network between people in the real world. If all this happens in the Internet world, it is the money flow system that ripple is trying to achieve
but in this network, the relationship between you and your trusted acquaintances is transformed into the relationship between you and your trusted gateway. As the name suggests, a gateway is a "gateway" between one network and another, that is, a network gateway. To go from one room to another, you have to go through a door. Similarly, to send information from one network to another, you have to go through a "gateway", which is the gateway. As the interface between network and network, network and the real world, gateway is like a bank counter, which converts your currency into a series of numbers in your account
what happens in ripple is just like the reality. When you change 100 RMB into FCY issued by gateway a through gateway a, you will have an extra amount of 100fcy in your ripple account. You can transfer the 100fcy to a stranger through gateway a, such as Xiao Ming, Xiaoming can exchange the money into real-world RMB through gateway a. In the whole process, the relationship between creditor's rights and debt changes as follows:
1. You deposit 100 RMB into gateway a, and gateway a owes you 100 RMB and gives you a 100fcy IOU
2. You pass the IOU of 100fcy to Xiaoming through gateway A. at this time, gateway a no longer owes you money, but owes Xiaoming RMB 100, because the IOU is in Xiaoming's hands
3. Xiao Ming takes the IOU to go to gateway a to cash RMB 100
in the whole process, you and Xiao Ming only establish a trust relationship with gateway a, but you and Xiao Ming do not need to establish a trust relationship
what is XRP coin
what is XRP coin at the beginning? Its main function is to pay transaction costs
XRP is a kind of cryptocurrency embedded in ripple system. Unlike bitcoin, ripple issued 100 billion XRP coins at the beginning of its establishment, and the total amount is no longer increasing, that is to say, it has g up the mine ahead of time. Each transaction (for example, you transfer 100fcy to Xiaoming) requires a small amount of XRP currency, which is technically destroyed directly. At the same time, XRP coins are also used as margin. When you open a ripple account, you need to put 50 XRP coins in it as a guarantee
according to opencoin, the issuing and maintenance company of ripple, the first 100 billion XRP coins will be given to investors and founders, 50 billion will be distributed free of charge (that is, opening accounts for free for a period of time), and the other 30 billion will be held by opencoin, which will be sold from time to time to make profits. Opencoin also admits that holding and selling XRP coins is the only way to make a profit<
ripple's influence
at the beginning of ripple's birth, rumors abound. Many people claim that ripple is more in line with the operation mode of money flow in reality, and will replace bitcoin in the future
but in fact, it is too early to judge whether ripple system can succeed. As soon as ripple started to operate, many problems have been exposed, including that its security is not as good as the official propaganda
at the beginning, ripple itself is just a new currency circulation system or payment network, and the essence of XRP currency is the lubricant to assist the currency circulation in the system. If this system is successful one day, it will only have a positive impact on the circulation of bitcoin. To say that "Ripple can replace bitcoin" is actually equivalent to saying that "Alipay can replace the renminbi" is wrong: the former is the payment system, the latter is the currency, not the same thing, so there is no replaceability. The emergence of Alipay has facilitated the payment and flow of RMB. Similarly, if the Ripple system is successful, its role is only to facilitate the payment and circulation of legal tender and bitcoin.
editor on February 22, 2014
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the operation of not chasing new fans is not a good code farmer
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@ Feng Chiyu
only mentioned the scene of ripple when users and users pay, but ripple is far more than that. I add two points: trading system and automatic path search
through a gateway, you can deposit RMB, US dollars or virtual currencies, such as bitcoin and Leyte currency, into ripple wallet. And in this system, you can achieve any currency to buy or sell a single transaction. Trading here is better than trading platform. The transaction information of traditional trading platform is not open and opaque. In ripple, every order, cancellation and transaction record can be fully inquired. Through websocket interface, developers can also implement automatic trading program, and basically get real-time data in addition to network delay Network delay depends on the situation, the delay of using US server may be less than 0.1 second!) However, most of the traditional trading platforms have a certain cache time for the API interface. A few seconds of cache time may be fatal to the automatic trading program
with this trading market, ripple can realize a very advanced means of payment - automatic path search
to give a practical example, if I was a Chinese programmer working for a company in the United States, I might get us dollars through Western Union remittance or other ways before, and then I would go to the bank to exchange them for RMB. In the middle of this, the handling cost is relatively high. With ripple, I can do this now:
I trust a RMB gateway, such as ripplecn or ripplechina gateway, which is one of the best RMB gateways in China. Then American companies deposit bitcoin or US dollars through bitsmap gateway and send them to ripple. The service charge is only about 0.000012xrp, It is equivalent to about RMB 0.00000108. Then I will directly receive the CNY quota in the ripple system and withdraw it at the RMB gateway. The service charge for withdrawal is 3% for ripple CN gateway and 6% for ripple China gateway. It only takes a few seconds to complete the automatic exchange payment in ripple system
the full-automatic exchange in the payment step is the automatic path search of ripple, which is the essence of ripple system. Path automatic search relies on the above-mentioned hanging single transaction system. If the above American company deposits bitcoin, the system will complete the following calculation in a few seconds: query the amount of XRP after BTC / XRP exchange, and then the amount of CNY after XRP / CNY exchange. If there is a more appropriate path, such as BTC / USD - & gt; USD/XRP-> XRP / CNY, or BTC / USD - & gt; USD / CNY, the system will also automatically calculate and find the cheapest path for the sender to complete the exchange payment
once, I used ripplecn gateway CNY, and my friend only trusted ripplechina. He wanted me to give him 10 yuan, so I entered the sending interface to input 10 yuan, but the system showed that I only needed to send 9.9998 yuan. Because there is a price difference between the two gateways in the CNY / XRP trading market, the system automatically realizes the path search and provides me with the cheapest payment path
there will be many applications on ripple in the future, and ripple's second payment experience is excellent. If you have a ripple wallet, try clicking send in the wallet and the recipient enters it [email protected] perhaps [email protected] There will be a call fee and Q coin recharge interface, which is an application I made for ripple. You can use XRP, U.S. dollar, RMB, bitcoin and other currencies to purchase q-coin, and exchange it into RMB in seconds to complete the recharge request automatically
ripple is likely to go against the weather in the future. As for bitcoin? His role in the virtual currency instry is similar to that of legal currency, which is totally different from ripple's payment system<
editor on February 27, 2014
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ripple basic concept and principle, others have answered, simply speaking, it is a payment network, anyone can become a node of this network to issue currency and then circulate throughout the network. There are some innovations
but in the long run, it must grow faster than bitcoin, otherwise it is likely to lose in the competition, because at present, most of its functions can be realized in bitcoin network
from a technical point of view, because bitcoin has "dyeing" technology, anyone can issue currency, stocks, funds and so on by becoming a node on the bitcoin network. Assuming that the bitcoin is fully legalized, Alipay will turn 1 bitcoin "dyed" into the one and only special bitcoin that is unique and unforgery in the bitcoin network. Then it will promise the public that the stained coin can be exchanged for Alipay by 1 yuan. So the public can use Renminbi to exchange Alipay's "bit yuan" for consumption and payment. So these special bitcoins have what experts call "guarantee" or "anchor". As long as Alipay is credible, these "bit yuan" will always be valuable and can be used safely. At the same time, as bitcoin transactions are open throughout the network, everyone can see how much Alipay has issued "bit yuan", whether it has spammed money and oversold its own assets to guarantee the currency. So the only advantage of ripple in technology is that it can transfer money quickly. It doesn't need bitcoin to wait for dozens of minutes. But in the long run, bitcoin can speed up the transfer speed to a few minutes in the future through technical upgrading
to this end, xiong'an new district is fully digital in terms of digital government, digital economy and digital life. In 2019, xiong'an will take the lead in testing 5g network, closely track the latest development of new generation information technology, and take the lead in new fields such as artificial intelligence, blockchain and IOT
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What is the sacred meaning of "Du universe"? What changes will it bring to our lives
according to the answers given on the official website, we can learn that the universe is more like a game. By virtue of the concept of the universe, the Internet has formed a magical world, which is composed of various rare elements. In the "universe", everyone has his own small planet. Each user starts his own journey from his own planet through wormhole. When traveling, users will meet all kinds of planets, and each planet is allowed to be explored. On these planets, users may have unexpected gains
the concept of "universe" seems to be a bit abstract and has a sense of technology. It seems that this is also the trend of future games. In this digital universe constructed by elements, gravitation and planets, users can expand their own planets with the so-called "elements". The larger the mass of the planet, the higher the level, and correspondingly get many new functions. In this one, also applied to the knowledge of the universe and physics, so that the whole game has a sense of science fiction, eye-catching
when it comes to blockchain, many people will immediately think of bitcoin, a kind of digital currency. This kind of virtual currency can finally circulate like real currency, and it is very popular all over the world
so let's briefly introce blockchain. Blockchain is a kind of chain data structure that combines data blocks in order according to the time sequence, and it can't be tampered and forged by cryptography. Blockchain is also an important concept of bitcoin. In essence, it is a decentralized database
but the "universe" of network development is different from bitcoin. It is not a digital currency, but a game activity that everyone can participate in, which is equivalent to a digital society. The goal of the network is to let everyone find themselves in a network universe
the physical meanings of planet gravity, mass of aggregation elements and planet mass are all reflected in the game, but they don't give people a headache. They use a simpler way to let users participate in it. The more the mass of the planet, the more mysterious functions will be opened. In this way, all users will be motivated to move forward
at present, the proct of "Du universe" has not yet taken shape, but has a basic concept. On the first day of the release of "Du universe" procts, the official network will "air drop" 100 elements. Many friends who are interested in this game can't wait
in fact, it's not the first time that the network involves the blockchain, and the recent application "oasis" implemented by the network is one of them. So what is oasis? In fact, "oasis" is also a game, but the concept is different from "universe". Oasis uses "crystal" and "calculation power" as the currency of the game. The higher the calculation power, the faster the crystal will be generated
the network has made great efforts in the field of blockchain. It can be seen that the network wants to focus on cultivating itself in the field of blockchain, but not every successful innovation can succeed. We are confused about "universe" and have expectations
I hope this answer will help you
The deposit bank CBK of China Unicom is unreliable
in the name of blockchain training, some lawbreakers publicized and promoted "China Unicom certificate and currency reserve bank" in the office of an insurance company. According to the preliminary investigation, without the approval of the competent authorities, the bank promised high fixed returns, advocated virtual currency trading, and solicited hierarchical commissions. Its behavior has been suspected of illegal pyramid selling and illegal fund-raising
according to the relevant national laws and regulations, without the permission of the financial supervision and regulation department, any institution or indivial is not allowed to raise funds from non-specific objects in the society, and is not allowed to accept the entrustment of investors to invest and manage the entrusted property. Virtual currency does not have the same legal status as legal currency and cannot be used as currency in the market
China and most countries in the world clearly do not recognize the currency status of virtual currency, any natural person or legal person engaged in virtual currency issuance is suspected to be illegal
extended information:
in recent years, bitcoin, Ethernet, lightcoin as the representative of the "virtual currency" in some Internet platforms for centralized trading. With the help of financial technology, the price of these "currencies" has graally spread to investment, financing and other financial fields, which has aroused wide attention from all walks of life
the people's Bank of China and other seven ministries and commissions jointly issued the announcement on preventing the financing risk of token issuance, which clearly regulates the relevant behaviors. Experts pointed out that "virtual currency" is not legal tender issued by monetary authority, but a specific virtual commodity in essence. Therefore, it is undoubtedly a great legal and economic risk to think that "virtual currency" has or will have the legal currency attribute and carry out speculation, network fund-raising, loan financing and other activities
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4 Length of schooling
summary: the University of syrandot curriculum adopts the advanced MBA tools of the United States, the teaching purpose of guiding practice, and the triple teaching mode, which is the focus of syrandot in terms of ensuring the quality of teachers and using tools. The university has set up a Business School Committee, which is not only involved in teaching, but also plays an important role in teaching, We also need to check the quality of MBA teachers, and the committee should strictly check the quality of teachers
according to the AACSB standard, teachers must have associate professor and professional title, and 75% of the credits are from the school headquarters. In terms of Chinese teachers, teachers from Antai School of economics and management, the top business school in China, are used. The following is: AACSB school running standards publicity white paper (hyperlink)
1. Learning structure: learning richness, in learning structure, the University of syrandot adopts
(1) required courses (degree) are taught by Harvard Case Teaching
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(4) American study tour (School Based Learning + Washington chamber of Commerce docking + American Enterprise Learning)
(5) domestic study tour
compulsory course mole
< P > I. basic analysis moleII. Management core mole
III. soft skills mole
IV. China and the world mole
Applied Accounting score Analysis of financial management, business ethics and corporate responsibility, global economic system, applied business statistics, marketing management, accounting decision-making thinking and management, Chinese market niche, introction to market economy, strategic management, world economic outlook, management information system, enterprise growth and management
human resource management
integrated
management
compulsory courses have a total of 36 credits. After completing the courses, you can apply for the MBA degree of University of Shetland
elective course mole
after completing the required courses, you can obtain the degree, Two year elective courses are still added
(optional)
financial investment direction
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corporate investment and value venture capital
enterprise strategic thinking and decision analysis
digital currency and blockchain Technology Technology
financial market and investment decision
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5g technology, artificial intelligence and management change
data analysis and macro economy
Chinese traditional culture and modern management
new media public opinion marketing
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