Hangzhou Lantian blockchain Co, Ltd

1.

Hangzhou encrypted Valley blockchain Technology Co., Ltd. is a limited liability company (wholly owned by a legal person who is not invested or controlled by a natural person) registered in Xihu District, Hangzhou City, Zhejiang Province on April 8, 2018. Its registered address is room 942, 9 / F, Hangzhou Xilou Hotel, No. 45, Tianmushan Road, Xihu District, Hangzhou City, Zhejiang Province

the unified social credit code / registration number of Hangzhou encryption Valley blockchain Technology Co., Ltd. is 91330106ma2b1rje5c, and Shi Enqing, the legal person of the company, is currently in business

Hangzhou crypto Valley blockchain Technology Co., Ltd., within the scope of the province, the current registered capital of the enterprise is general

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2.

Hangzhou JINGLUE blockchain Technology Co., Ltd. is a limited liability company (invested or controlled by natural person) registered in Xihu District, Hangzhou City, Zhejiang Province on March 5, 2018, with its registered address at room 718, building 11, Xixi first building, Xihu District, Hangzhou City, Zhejiang Province

the unified social credit code / registration number of Hangzhou JINGLUE blockchain Technology Co., Ltd. is 91330106ma2b11xx99, and Zhao Yi, the legal person of the company, is currently in business

the business scope of Hangzhou JINGLUE blockchain Technology Co., Ltd. is: Services: blockchain technology development, data processing and storage services, e-commerce technology, network information technology, computer software and hardware technology development, technical consultation, technical services, achievement transfer, computer system integration, warehousing services (except chemical dangerous goods and class I precursor chemicals), Undertake computer network engineering (involving qualification certificate operation), web design, enterprise management consulting, business information consulting, economic information consulting (except intermediary) Projects that need to be approved according to law can be operated only after being approved by relevant departments)

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3.

Tianhe City is very close to the fashion Tianhe commercial square, so you don't need to take public transportation. You can walk about 300 meters to get to

walking route:

1. Start from the North of Tianhe City, walk 20 meters, turn right ahead

2. Walk 70 meters, turn left, cross the road and continue to move forward

3. Walk 70 meters, turn right, Cross the road through the underground passage and continue to move forward

4. Cross the underground passage and turn right

5. Continue to cross the underground passage and turn right

6. Walk 20 meters and go straight into Tianhe Road

7. Walk 50 meters along Tianhe Road and turn left

8. Walk 20 meters to reach fashion Tianhe commercial square

4. What opportunities and challenges does the emergence and use of e-money bring to the monetary management of banks

in the era of economic globalization, with the development of information technology, great changes have taken place in people's proction and lifestyle, which also further promotes the development of monetary form. As a new form of money, e-money has become an indispensable part of today's economy with the advantages of convenience, quickness and accuracy. Its importance is graally strengthened. At the same time, the development of e-money has also brought many opportunities and challenges to the monetary management of banks<

opportunities:
1. Reced the deposit reserve and excess reserve of commercial banks
firstly, the central bank has not yet collected deposit reserve for e-money. The electronic currency issued by financial institutions performs the basic function of currency exchange medium and plays the role of replacing deposits and cash. However, it deviates from the financial system and does not pay the deposit reserve. Secondly, the central bank determines different ratios of deposit reserve ratio according to the liquidity of money. The stronger the liquidity is, the higher the deposit reserve ratio is. Due to the rapid conversion of e-money, it can be classified as current deposit or fixed deposit. In this way, it is possible for commercial banks to pay less deposit reserve, and ultimately rece the efficiency of legal deposit reserve ratio. Third, e to the short conversion time and low cost of e-money assets with different maturity structures, it is unnecessary for commercial banks to hold higher excess deposit reserve of the central bank, thus recing the source of deposit reserve of the central bank. On the other hand, the convenient and quick payment and settlement means of e-money rece the economic transaction cost, and the interest income in the form of current deposit or even time deposit is the opportunity cost of cash assets

2. The widespread use of e-money has greatly reced the operating costs of banks, accelerated the circulation speed of money, and improved the service efficiency of banks.
for banks, usually a large amount of money is needed for counting, bookkeeping, storage, transportation and security, but the rapid development of e-money can greatly simplify these work, And save the high cost of handling coins and notes. With the help of computer information technology, electronic money can play the role of transaction, circulation and payment with the help of electronic information flow, which will inevitably rece the transaction cost and improve the circulation and transaction speed of money market and commodity market

3. It is convenient for transfer and transfer between different branches within the bank< The transformation of the national economic development mode will focus on stimulating domestic demand, and the development of bank credit card instry is facing a golden opportunity< In addition to the original banking business, commercial banks have also launched new businesses, such as handling deposits and withdrawals outside the counter, opening personal financial accounts such as consumption accounts, investment accounts, foreign exchange trading accounts, etc., to handle personal consumption credit, ecation investment credit, portfolio tools, etc, Actively contact with large shopping malls, supermarkets and other units that use electronic money frequently, set up POS machines in the above units, connect banks, units, governments and indivials, and form a huge service network with commercial banks as the core
6. The change of the marketing mode of entering the bank
the emergence of e-money has an important impact on the total circulation scale of e-money among commercial banks, other financial enterprises and non-financial enterprises, so that the functions of commercial banks will undergo a major transformation, and there will be fierce competition among commercial banks for the market share of online e-money payment and settlement, Promote the bank to establish the main customer-oriented marketing, and strive to occupy more customers<

challenge:
1. China's annual consumption of e-money has increased significantly since 2003, and the income brought by e-money consumption to its issuers has also increased significantly. If commercial banks do not strive for more e-money issuing qualifications or stay at the current e-money business service level, they will lose their share of e-money business income

2. If commercial banks issue e-money, when users purchase e-money initially, the traditional money deposits of users decrease, the e-money deposits increase, and the traditional money deposits of society also decrease. If the central bank does not draw the deposit reserve for e-money deposits of commercial banks, the total amount of e-money deposits will continue to increase with the use of e-money for payment; Correspondingly, the deposit creation process of traditional money will stop, so the total amount of traditional money deposits of commercial banks will decrease, and then the deposit reserve will decrease.

5.

At present, there are many mutual insurance companies, but the mutual insurance platform that uses blockchain technology only has mutual assistance. It can be regarded as the network mutual assistance platform (mutual insurance) that really applies blockchain technology and lands. Not all mutual insurance companies are using blockchain technology, just the concept of blockchain

How to buy insurance, which is better, hand in hand to teach you to avoid these "pits" of insurance

6.

Hangzhou lechuan blockchain Technology Co., Ltd. is a limited liability company (invested or controlled by natural person) registered in Jianggan District, Hangzhou City, Zhejiang Province on May 28, 2018. Its registered address is room 3103, 3 / F, 553 Dongning Road, Jianggan District, Hangzhou City, Zhejiang Province

the unified social credit code / registration number of Hangzhou lechain blockchain Technology Co., Ltd. is 91330104ma2cc4681q, and the legal person is Wang Caili. At present, the company is in business

Hangzhou lechuan blockchain Technology Co., Ltd. has a general registered capital in the province

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