Does e-commerce bank have blockchain

1. E-commerce banks take Inclusive Finance as their mission, and use the technology, data and channel innovation of the Internet to help solve the problems of small and micro enterprises' financing difficulty, high financing cost and lack of rural financial services, so as to promote the development of the real economy

2. E-commerce bank is the first bank in China to build its core system on the financial cloud. Based on the financial cloud computing platform, e-commerce banks have the ability to handle high concurrent financial transactions, massive big data and elastic expansion, and can take advantage of the Internet and big data to provide financial services to more small and micro enterprises

3. E-commerce banks are positioned as the preferred financial service provider of e-commerce, the explorer of Internet banking and the practitioner of Inclusive Finance, providing services for small and micro enterprises, mass consumers, rural operators and farmers, and small and medium-sized financial institutions

extended information:

on June 21, at the "Qianjiang tide watching - 2018 small and micro financial instry summit" held in Hangzhou, Jing Xiandong, chairman of e-commerce bank, announced that in the next three years, e-commerce bank, together with 1000 financial institutions, will jointly provide financial services for 30 million small and micro operators

as one of the first five pilot private banks in China, e-commerce bank and its predecessor Ali xiaodai have cooperated with partners of financial institutions to provide loan services for more than 10 million small and micro operators in the past three years, and created a "310" loan mode, which greatly reces the credit cost and effectively solves the financing problems of small and micro users

Zhejiang Internet business bank does exist. In mobile phone app store, Alipay also has Internet banking on my website. Literally, you can think of Zhejiang's network bank in Zhejiang. From your description, it is "Zhengzhou" network bank. Is it false? A brief introction of Zhejiang e-commerce bank is attached

from the Internet

Ant financial's e-commerce bank belongs to Zhejiang e-commerce bank<

Zhejiang e-commerce bank, which opened on June 25, 2015, is one of the first five private banks in China approved by the CBRC, and ant financial services is a major shareholder. This e-commerce bank mainly serves small and micro enterprises, mass consumers, rural operators and farmers, and small and medium-sized financial institutions. The general loan amount is less than 200000, which is complementary to traditional banks

extended information:

the introction of e-commerce Bank of ant financial services is as follows:

e-commerce bank released its 2017 annual report. By the end of 2017, the total assets of e-commerce banks had reached 78.17 billion yuan, the capital adequacy ratio was 13.51%, and the revenue was 4.275 billion yuan, a year-on-year increase of 62%; The net profit was 404 million yuan, a year-on-year increase of 28%

the asset scale of the two banks is similar. The revenue of Weizhong is 1.6 times of that of e-commerce, but its net profit is more than 3 times of that of the latter. This is largely determined by the different net interest margin levels of the two banks, that is to say, the overall loan interest rate of Weizhong bank is higher. E-commerce banks have served a total of 5.71 million customers of small and micro businesses and operators

1 and Alipay are mainly used for people's daily consumption and payment functions. If Alipay tied up the bank card, it was equivalent to opening a function. p> As one of the first five private banks approved by China Banking Regulatory Commission, e-commerce bank takes Inclusive Finance as its mission, and uses the technology, data and channel innovation of Internet to help solve the problems of financing difficulties for small and micro enterprises and the lack of rural financial services, so as to promote the development of real economy. Based on the financial cloud computing platform, it has the ability to handle high concurrent financial transactions, massive big data and elastic expansion. It can take advantage of the Internet and big data to provide services for small and micro enterprises, mass consumers, rural operators and farmers, and small and medium-sized financial institutions

3. Binding bank card binding is just to open a quick payment and so on, which belongs to the function of bank card online banking; The e-commerce bank is equivalent to a bank relying on the Internet, which has the similar functions of traditional banks< br />

first, Alipay is a third party payment transaction platform, which is mainly used for people's daily consumption and payment functions. If Alipay tied the bank card, it would be equivalent to opening a function. To do the third-party supervision, let everyone in Taobao shopping without risk

two, the network business bank emphasizes the bank credit business and the deposit business, Alipay, focuses on the life application and the shopping, becomes the cashless society's main attack. p> Third, binding bank card binding is just to open a quick payment and so on, which belongs to the function of bank card online banking; The e-commerce bank is equivalent to a bank relying on the Internet, which has the similar functions of traditional banks

four, network Merchants Bank and Alipay are different attributes of the platform, network business bank and Alipay flower chant, borrow Bai, is different loans. E-commerce banks issue operating loans, and former Taobao customers are merged into e-commerce banks. Alipay's flower loan is a consumer loan. The nature is slightly different, but in the end they are all paid through Alipay. p> As one of the first five private banks approved by China Banking Regulatory Commission, e-commerce bank is based on financial cloud computing platform and has the ability to handle high concurrency financial transactions, massive big data and elastic expansion. It can take advantage of Internet and big data to provide services for small and micro enterprises, mass consumers, rural operators and farmers, and small and medium-sized financial institutions

expansion data

security reminder

1, Alipay funds (fast payment, balance, Yu Ebao) are fully insured by the insurance company, the risk of theft once verified 100% compensation, the payment amount is unlimited, the fastest 24 hours to arrive. Remember the following safety tips to better protect account security:

2, Alipay's only 24 hour customer service hotline is 95188, and balance treasure has no separate customer service telephone number. P>

3, Alipay's login password and payment password need to set up a high security level password separately, set up the password for the mobile phone, and set the gesture password for Alipay wallet; P>

4, Alipay accounts for real name authentication, installation of digital certificates and other security procts, binding mobile phone can greatly improve account security; p>

5. Don't believe in the "agent credit card", you can't leave other people's mobile phone number when handling bank card, you can only bind your own mobile phone number

7. No matter on the computer or mobile phone, don't receive strange files or click strange links at will to avoid falling into the trap of Trojan horse fishing

8, when you use Alipay on your computer, please note that there will be green security lock + "HTTPS" in front of the address bar. If the prefix of the address is "HTTP", we must be vigilant; p>

9. For the sake of safety, please do not "escape" or "root" your mobile phone. Brushing your mobile phone also has risks, so you should be careful

10. Don't take a screen capture of the payment code and send it to others

It's true

e-commerce bank is China's first commercial bank with core system based on cloud computing architecture initiated by ant financial services as a major shareholder. As one of the first five private banks approved by CBRC, it officially opened on June 25, 2015

the current staff of e-commerce bank is less than 400, of which 2 / 3 are related to data risk control and Internet technology. Among the top management team, Jing Xiandong, President of ant financial services, is the chairman of e-commerce bank, Yu Shengfa is the president, Zhao Weixing is the vice president, Tang Jiacai is the chief information officer, Feng Liang is the proct director, and Tong Zheng is the compliance director

extended information:

e-commerce banks use the technology, data and channel innovation of the Internet to help solve the problems of small and micro enterprises' financing difficulty, high financing cost, lack of rural financial services, and promote the development of the real economy

e-commerce bank is the first bank in China to build its core system on the financial cloud. Based on the financial cloud computing platform, e-commerce banks have the ability to handle high concurrent financial transactions, massive big data and elastic expansion, and can take advantage of the Internet and big data to provide financial services to more small and micro enterprises

e-commerce banks are positioned as the preferred financial service provider of e-commerce, the explorer of Internet banking and the practitioner of Inclusive Finance, providing services for small and micro enterprises, mass consumers, rural operators and farmers, and small and medium-sized financial institutions