Blockchain is P2P
as part of the blockchain, the regulatory authorities (central bank, China Banking Regulatory Commission and China Securities Regulatory Commission) can obtain the public account books of P2P transactions in real time, and obtain the financial management projects and capital transfer information of each P2P enterprise by analyzing the public account books, so as to provide low-cost, efficient and reliable regulatory data for the supervision of P2P instry in real time Second, the borrower's credit transparent blockchain is mainly to solve the credit problem, so the blockchain is the most promising application in credit investigation. However, there are many controversies about credit information. After all, the data related to credit information is very sensitive. Both credit information institutions and users do not want to make it public. Data is the lifeblood of credit information institutions. Every family wants others to make it public and keep it secret. Users also don't want their data to be public. Of course, if we can achieve the transparency of credit investigation in the future, it will be very beneficial for P2P investors Third, the transaction structure of low-cost for a P2P platform, the monthly withdrawal fee of users is not a small expense, but the general P2P platform will pay this part of the fee out of their own pocket. It is a good thing for the P2P platform to apply the powerful online transaction function of blockchain, go to the third party payment, or bank fund custody, and complete the fast, prepared and transparent transaction of funds
The current blockchain procts can be defined as Ponzi scheme except bitcoin. The concept of blockchain was born in 2008, but it was after the growing market value of bitcoin that it was recognized by the public and became popular in China. Bitcoin gained its market value only eight years ago after a foreign programmer spent 10000 bitcoins to buy two pizzas. After eight years of long value-added period, the 10000 bitcoins, which once had a market value of only $40, now have a peak value of nearly $200 million
technology is a liar without capital, and the platform built by blockchain without transaction record is a great liar
blockchain builds a fair trust platform with the method of [all bookkeeping] (generally speaking, I called XXX to borrow my 100, and everyone wrote it down, so the transaction can be completed without middleman, and the completion process depends on the records of the whole platform), but the transaction currency does not generate value out of thin air, but accumulates its value little by little in each transaction, In the end, it became money. The endorsement of its value is caused by countless transactions
then other blockchains have three major problems: 1. The maturity of Technology (there is no recognized algorithm now) 2. How can you guarantee the appreciation of these currencies? 3. How to ensure that others don't yell for transactions? The method of blockchain is to increase the difficulty of yelling out (for example, if no one gives me money, I also yell for money, and you can write it down in a small notebook). The method of blockchain is to remember that a small notebook needs to be upside down and write with a pen in its mouth...), so the problem of mining out of thin air may be caused by the technologist
therefore, blockchain is basically a Ponzi scheme except for accumulating a lot of bitcoin in the transaction process. What you're involved in is that the platform will use their virtual currency to trade a lot in the future , whether the monetary value of blockchain output is high or not is e to its trading volume as an intermediate currency, is no different from stock speculation - but stock speculation is actually a Ponzi scheme
the funniest thing is, Blockchain has been calling for decentralization, but if you want to make money to make the circle, the more you have to rely on the endorsement of the big platform to ensure the circulation of money, the more you want to be decentralized, the more you need to help the central GZ government legislate - the funniest thing in life is this, just like VR was riding on pockmango, an AR proct in the first year
ant gold clothing will first be on the Alipay love donation platform, landing block chain technology, to achieve a combination of block chain and public interest. The strategic cooperation between network and circle is to open up the international financial market. The financial blockchain cooperation alliance was established, in which Tencent joined, and joined with its micro public bank as member unit and sponsor unit respectively
perhaps, like any new technology, blockchain may be a destructive idea at the beginning, but as time goes on, it is possible to spawn a larger ecosystem in an innovative way at the same time. In essence, blockchain is an information technology, a decentralized and revolutionary computing paradigm. Through the credit, evidence and compensation reward tracking model to encourage any parties who do not need to trust to participate in cooperation
it can be seen that "blockchain" is likely to become a popular "pet" in the P2P instry and even in the global Internet finance field
the integration of P2P instry and "blockchain" can not only make use of the unique advantages of "blockchain", but also make the whole instry more "transparent", injecting fresh blood into the whole instry. At the same time, as time goes on, blockchain technology may exist in a large ecosystem with both centralized and decentralized modes. In the future world, there may be considerable complementary space for both centralized and decentralized models.
the integration of P2P instry and "blockchain" can not only make use of the unique advantages of "blockchain", but also make the whole instry more "transparent", injecting fresh blood into the whole instry. At the same time, as time goes on, blockchain technology may exist in a large ecosystem with both centralized and decentralized modes. In the future world, there may be considerable complementary space for both centralized and decentralized models
however, at present, most of them just stay in the theoretical stage, and the actual application scenarios do not appear. However, the combination of digital currency and tea is indeed a relatively novel project. Puyin group launched the tea based digital currency Puyin.
bitcoin (digital currency) and P2P are two major branches of Internet finance. Bitcoin has applied blockchain technology, so can P2P< As a part of the blockchain, regulatory authorities (central bank, China Banking Regulatory Commission and China Securities Regulatory Commission) can obtain the public accounts of P2P transactions in real time, and obtain the financial management projects and capital transfer information of each P2P enterprise by analyzing the public accounts, so as to provide low-cost, efficient and reliable regulatory data for P2P instry supervision in real time
Second, the borrower's credit information is transparent
the main solution of blockchain is the credit problem, so blockchain is most promising to be applied to credit information. However, there are many controversies about credit information. After all, the data related to credit information is very sensitive. Both credit information institutions and users do not want to make it public. Data is the lifeblood of credit information institutions. Every family wants others to make it public and keep it secret. Users also don't want their data to be public. Of course, if we can achieve the transparency of credit investigation in the future, it will be very beneficial for P2P investors
thirdly, the transaction structure should be low-cost.
for a P2P platform, the monthly withdrawal fee of users is also a big expense, but the general P2P platform will pay this part of the fee out of its own pocket. It is a good thing for the P2P platform to apply the powerful online transaction function of blockchain, go to the third party payment, or bank fund custody, and complete the fast, prepared and transparent transaction of funds< Fourth, instry infrastructure
the rapid development of most things is largely e to the improvement of infrastructure. At present, blockchain technology can be used as a very important new infrastructure construction of P2P and even the whole Internet financial system, similar to the great changes of highway to automobile transportation instry and container to ocean transportation instry For example, blockchain content publishing platform is also a P2P content publishing platform.