IOT blockchain Australia

1.

The most significant applications are

1. Think about using blockchain in enterprise applications to provide more flexible, safe and efficient business processes and distributed, independent markets. Blockchain allows asset owners to track and trade valuable things, such as outstanding invoices, on a transaction "chain" that is more secure, transparent, private and self-coordinating. This capability improves the speed and flexibility of cash and asset management. For example, you are afraid to buy fake things, because a manufacturer transfers proction to several middlemen, and then you buy through middlemen, not manufacturers. If all the data is distributed, point-to-point and transparent, you can buy and pay directly from the manufacturer

The automation market of other assets will be diversified. In essence, because the software itself is controlled and open architecture, and visible to all transaction participants, the transaction based on blockchain can rece the demand for third-party supervision. If the enterprise can publish the value information to multiple potential buyers, and for all buyers, the content can be trusted and visible, and the seller can't sell again, then an open and transparent competitive environment will be formed when purchasing, and the seller can get better prices

3. Rece business transaction friction. Managing spending is a challenge for most organizations. However, blockchain enables enterprises to create self-management networks for suppliers and partners, realize contract automation, real-time payment, tracking of goods transportation, and visibility of the whole supply chain. For example, if a company uses refrigerated containers to transport perishable goods, when the container temperature exceeds a certain threshold, the IOT sensor on the truck may call the smart contract on the blockchain. This will cause the corresponding order to be cancelled, and it will also be able to automatically create a new order, so that a second batch of goods can be sent immediately. Trucks with faulty refrigeration equipment can also go to the repair Office for repair

This kind of network can rece transaction errors and information omission by recing or eliminating human-computer interaction. Moreover, by connecting buyers and sellers directly, transactions can become faster. Manage and secure decentralized private records. Its traditional instry practice is to rely on a third party, using firewalls and restricted access to protect their shared information database. And frequent data leakage events show that this approach is not very ideal. A fundamental advantage of blockchain is that each indivial data record or element is encrypted by the key of a blockchain member. Cybercrime may need to obtain each key of each member in order to access all the blockchain data. This is not to say that blockchain can guarantee 100% security of all data, which helps to rece the possibility of exposure of a large number of private records

5. A reasonable application is the record of employees or students. Employers, ecational institutions and even instry certification bodies can add new qualifications, grades or work places when necessary. Imagine giving employees a key to access all their employee records as part of a secure blockchain containing human resources. Indivials can safely share their university transcripts or employment history with other companies or ecational institutions without relying on unreliable and easily falsified faxes. Trace the origin of procts and raw materials. Blockchain can help ensure proct quality and safety by simplifying the tracking and positioning of procts and raw materials in use. For example, if an automobile manufacturer forms a quality centered blockchain including parts suppliers, parts assemblers, quality control suppliers and public management organizations (such as the National Highway Traffic Safety Administration). Then the recall process of defective parts will be faster. It makes sense to think that thousands of people die every year because of defective car parts

6. Verify identity, verify published information and data. Create a better user control mechanism. Nowadays, user information is easy to be manipulated, distributed to third parties, or even sold, so as to create revenue streams for owners of social media platforms, which will never be shared with users of information. Blockchain can disrupt all of these activities. It allows users to control their own information and its exact location. No platform can be accessed without permission. Users can decide who can access their information. They can deal directly with advertisers and third parties according to their choice, rather than like others. Moreover, users can choose to share their information with advertisers on any platform for a fee

to sum up, blockchain is a kind of chained data structure that combines data blocks in chronological order in a sequential way, and it can not be tampered with and forged by cryptography. In a broad sense, blockchain technology uses blockchain data structure to verify and store data, uses distributed node consensus algorithm to generate and update data, and uses cryptography to ensure the security of data transmission and access A new distributed infrastructure and computing method (reference network) for programming and operating data by using intelligent contract composed of automated script code

Application in finance

three major applications of blockchain technology

1. Application of blockchain technology in asset securitization field

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in recent years, The domestic asset securitization (ABS) instry is developing rapidly. At the same time, the problems of asset cash flow management need to be improved, the transparency and efficiency of underlying asset supervision need to be improved, the efficiency of asset transaction settlement is low, and the cost of credit enhancement is high are graally exposed. In order to apply blockchain technology in ABS field, participants need to build ABS blockchain alliance, which is composed of asset side, pre ABS investor, SPV (trust), escrow bank, manager, intermediary, ABS investor and exchange. Its core business includes fund transaction reconciliation, transaction file management, data interaction interface, information release and sharing, underlying asset management, intelligent ABS workflow and so on. Blockchain application can at least empower ABS instry in the following five aspects

To improve the cash flow management of ABS< Second, it is concive to penetrating supervision
thirdly, it can improve the settlement efficiency of financial assets< (4) the efficiency and transparency of securities trading will be greatly enhanced
fifthly, it can rece the transfer cost of credit enhancement

2. Application of blockchain technology in insurance instry. However, with the tightening of regulatory policies on medium and short-term survival procts, the business scale of universal insurance has declined significantly. In the aspect of insurance proct design, blockchain is concive to promoting the breakthrough and rapid development of customized insurance categories, such as agricultural insurance and proct quality insurance

quality insurance can endorse the reputation of enterprises and protect the rights and interests of consumers. However, insurance companies need to make a comprehensive evaluation of enterprises and procts to underwrite quality insurance, but these data are often difficult to collect truly and effectively, which restricts the development of quality insurance. The establishment of proct traceability and anti-counterfeiting application platform based on the underlying technology of blockchain can help insurance companies easily trace the information of proct proction, processing, sales, purchase, complaints and other links through the platform, so as to effectively judge the incidence of quality defects of related procts, formulate insurance procts, and promote consumption upgrading and instrial upgrading


in insurance sales, the application of blockchain technology can simplify the sales process, save the sales cost and realize the traceability of insurance sales. From the perspective of insurance companies, when willing policyholders purchase insurance policies through channels, channel providers uniformly send policyholders' information to the blockchain platform. The platform judges whether willing policyholders are in the white list according to the distributed storage information. If they meet the standards, they will accept the purchase request, which saves the tedious process of manual transmission, acceptance, review and feedback. From the perspective of consumers, blockchain technology can realize the traceability of insurance sales behavior and safeguard the legitimate rights and interests of consumers. The insurance sales market has been in chaos, and the phenomenon of false publicity of insurance procts through deception, concealment or incement has been repeatedly prohibited. Blockchain technology can link the key actions of each link of insurance sales, and realize the traceability of the whole process of sales actions, so as to standardize the insurance sales behavior and promote the sustained, healthy and stable development of the instry

in the insurance claim process, the application of blockchain technology can improve the claim efficiency and customer experience. Claim and loss handling process is an important process in insurance market. The complex claim process increases the cost, reces the claim efficiency and affects the customer experience. Smart contract technology can simplify the claim submission process, rece the need for manual review and shorten the processing cycle. At the same time, it is easier to identify suspicious behaviors through the historical claims and asset source records in the distributed ledger
in the field of insurance anti fraud, the application of blockchain technology can effectively prevent the occurrence of insurance fraud. Insurance fraud not only erodes the profits of insurance companies, but also damages the legitimate rights and interests of other insurance consumers. Although every insurance company has made a lot of efforts in anti fraud, the reality is still grim. Blockchain technology can at least help the insurance instry alleviate or even resolve this stubborn disease in the following two aspects. First, establish anti fraud sharing platform to rece fraud and strengthen evaluation through historical claim information; The second is to establish "unique and identifiable identity information" by using reliable data sources and coded business rules, so as to prevent false use of identity

3. The application of blockchain technology in the field of asset custody
in recent years, the global asset custody instry has entered the fast lane of rapid development, and the scale of Custody Assets and main custody procts have maintained rapid growth., However, there is still a certain gap between this scale and the international advanced peers, and there is still a large space for the development of China's asset custody instry

the application of intelligent contract technology in blockchain can effectively solve the operational risk in asset custody business. We can optimize the business process of asset custody from the following aspects: first, we realize the automation of the whole process, encapsulate the business instruction judgment and execution rules into the smart contract, use the smart contract execution and provide risk tips; The second is to improve the process efficiency, the real-time sharing of asset change, transaction details and other information among the asset consignor, manager, trustee and agent, eliminating the process of repeated verification and right confirmation; The third is to ensure the security of the performance and the authenticity of the transaction. By setting the key, the formal information of the participants, the limited visibility of the account information and the verifiability of the transaction are guaranteed; The fourth is to ensure that the information can not be tampered with, and put the compliance verification requirements of the investment plan on the blockchain to ensure that each transaction is completed on the basis of consensus


at present, bitcoin is the most closely related to blockchain. If you want to learn more about bitcoin blockchain, you can follow some new media. For example, Sohu, Baijia, mustard circle and so on. Foreign websites, such as CCN, coindesk, etc., all have huge applications

2.

1. What is the Internet of things

in fact, in a simple way, big data is to assist decision-making by analyzing and mining a full amount of non sampling data

the characteristics of big data

big data refers to the massive, high growth rate and diversified information capital that needs new data processing mode to collect, store, manage and analyze its content for the purpose of serving decision-making

big data has the following essential characteristics:

1. The fundamental purpose is to serve decision-making. Big data can help all kinds of organizations and indivials greatly improve their decision-making ability and make better decisions and judgments

Big data usually refers to the amount of data above 100t, which is difficult to be calculated effectively by traditional calculation methods, but must rely on new calculation methods and data mining tools

3. High frequency, big data is the data generated by user participation and interaction, according to the user's network traces to timely understand the user's relevant data, this kind of data is high-frequency data calculated by day or even hour. But the traditional data frequency is very low, many data are calculated by month or even by year

Big data is real-time data and can react in real time. For example, entering a keyword in the web search box can instantly present it, while the traditional data collection method is seriously lagging behind

5. Always online. Online is the precondition of big data. From this point of view, big data is always online and can be called at any time. By analyzing the traces of users on various network terminals, big data can better analyze users' behaviors, emotions, thoughts, hobbies and needs, so as to make better decisions and analysis

three key points of big data

first, the availability of data. At present, in China, the development of big data is seriously constrained by the lack of publicity of government information, a lot of data is difficult to obtain, leading to the difficulty of real big data mining and analysis, which requires the government to open more data in time to improve the availability of data

Secondly, the scientific model construction. The scientific nature of the model directly determines the quality of data analysis, which requires a high level of modeling, of course, the more data is concive to the reasonable construction of the model

Third, use experts to refine opinions. The original and high-quality viewpoint based on data mining, which provides the basis for decision-making, highly relies on high-quality data interpretation, which reflects the value of instry experts

provided by IOT media

3. I don't know when the Internet of things has been deeply related to the blockchain, and it has become more and more intense this year. Whenever the Internet of things is mentioned, blockchain will follow; When it comes to blockchain, we must also bring the Internet of things into the topic. The public can't help but wonder whether the Internet of things rubs the heat of blockchain, or does the blockchain pull the Internet of things hard to block the "bullet"? Now let's explore

the term "Internet of things" is mentioned almost every day in today's life. Some data show that in 2017, there were about 8.4 billion intelligent devices connected to the Internet, such as thermostats, cameras, street lamps and other electronic procts. According to foreign McKinsey & company data, this number may reach 25 billion by 2025, and the scale of the whole economy will reach 6 trillion US dollars

are you dazzled by such a huge number? Although the Internet of things technology has been widely used all over the world, its defects are graally highlighted

according to the traditional mode, the data center (server) of the equipment manufacturer often collects the information of all connected devices, which determines that the server needs to have strong operation and storage capacity. Moreover, with the geometric growth of Internet of things equipment, the cost of server maintenance will also increase greatly, which makes it difficult for small and medium-sized enterprises to maintain

at the same time, in terms of communication compatibility, the global Internet of things platforms are lack of a unified language, which is easy to cause communication obstacles between multiple Internet of things devices. This is e to the obvious fragmentation of the Internet of things instry, whether it is smart home, smart home appliances, robots, smart cars, etc., the networks they connect are fragmented and closed. In addition, the status quo of the Internet of things instry is still full of mountains, and their influence is relatively limited, so it is difficult to reach a unified standard in a short time

based on this, the standard chain team, after accumulating the previous experience from the Internet of things, combined with the characteristics of blockchain, proposed the concept of Internet of things
the above is reprinted by Internet of things media. If there is any infringement, please delete it

4. First of all, we need to know exactly what both are before we can combine them

blockchain, which appeared in front of you when bitcoin was born a few years ago, is essentially a distributed data account book. We can see blockchain technology as an underlying code system in the Internet, which is decentralized, open, transparent, anonymous, user-friendly and user-friendly It can't be tampered with. Blockchain basically solves most of the trust problems in the weak trust environment, and has a wide range of applications. It can be combined with almost all fields, and even change the proction relationship of our three proction factors
the Internet of things, literally means "the network connecting things", its core is actually based on the data communication between the Internet and offline sensor devices. The Internet of things can be said to be the proct of the Internet extending offline. If the previous Internet era is a pure online information era, then the Internet of things will bring a new network era of Online + offline combination. All things are interconnected, which will greatly change our proction and life, improve and improve proctivity
then, how can blockchain and Internet of things be combined? Maybe there are different application scenarios in different instries. Recently, I saw a technology company called chaincmop chain computing, which has a smart farming management scheme that uses IOT equipment to monitor farm conditions + blockchain system in agricultural breeding, which is very enlightening. For example, in the future, you can use the Internet of things devices to detect the temperature, humidity and seed status of granary seeds in an all-round way, and these data can be synchronized and encrypted by using the distributed and encrypted features of the blockchain, so that the monitoring data can be more efficiently transmitted to each node, and the monitoring data can be well protected, To avoid tampering in the process of transmission.

5. At present, there are indeed many companies doing IOT blockchain. Although many large companies have not officially publicized it to the outside world, Oracle, Samsung, sap, Amazon, Google, Microsoft, IBM, apple, Internet, Alibaba, Tencent and Jingdong are basically involved in R & D and exploration in the field of IOT blockchain. At present, vertical IOT blockchain companies are relatively low-key, At present, I have met a company called chaincomp chain computing. If there are other similar companies, you are welcome to supplement and exchange.

6. Sto refers to the issuance of security token. Its full name is security token offer. It is different from 1CO (first token issue) and IFO (first bifurcated issue) that we are familiar with before. It is a kind of issuance of security token under the premise of legal and compliance supervision

explain the terms first and then tell a story. Token and token are actually two translation methods of one thing, namely token, which is based on the points issued by some public chain or other organization (another easy to understand personal translation method of token). Before that, everyone in the circle would send it casually, buy some Ethereum, a set of code, fool around with the white paper, find or create some new terms that they can't understand, and then they can go to earn money. The cost is less than a few dozen yuan, which is called token. Token token, one day, I can replace bitcoin, that's what I mean

however, e to the low threshold of token issuance, the evaluation of a large number of tokens is very negative. Later, it triggered strong supervision, and domestic token issuance and participation activities were stopped. Therefore, in order to get rid of the relationship, a more popular translation method has come out, which is called Tongzheng. Tongzheng Tongzheng is a negotiable warrant

sto is a token of supervision. Through endorsement of certain financial assets or rights and interests in reality, such as stocks, bonds, gold and silver, real estate, rights and interests, investment represents the assets represented by it, which have intrinsic value at the beginning of issuance. At the same time, it also strives to conform to the regulatory framework and be recognized by the securities and Exchange Commission (SEC).

7. Bitcoin is a kind of virtual currency, and there are risks in transaction. China does not recognize bitcoin, so it is necessary to consider it carefully and not be cheated