Position: Home page » Blockchain » Blockchain internet mutual aid
Blockchain internet mutual aid
Publish: 2021-05-21 08:16:19
1. First of all, let me tell you about the core technology of blockchain
blockchain mainly solves the trust and security problems of transactions, so it proposes four technological innovations for this problem:
the first one is called distributed ledger, which is that transaction bookkeeping is completed by multiple nodes distributed in different places, and each node records complete accounts, Therefore, they can participate in the supervision of the legitimacy of the transaction, but also can jointly testify for them. Different from the traditional centralized accounting scheme, no single node can record accounts separately, so as to avoid the possibility that a single bookkeeper is controlled or bribed to record false accounts. On the other hand, because there are enough accounting nodes, in theory, unless all nodes are destroyed, the accounts will not be lost, thus ensuring the security of the account data
the second is called symmetric encryption and authorization technology. The transaction information stored on the blockchain is public, but the account identity information is highly encrypted, which can only be accessed under the authorization of the data owner, thus ensuring the data security and personal privacy
the third mechanism is called consensus mechanism, which is how to reach a consensus among all accounting nodes to determine the validity of a record. This is not only a means of identification, but also a means of preventing tampering. Blockchain proposes four different consensus mechanisms, which are suitable for different application scenarios and achieve a balance between efficiency and security. Taking bitcoin as an example, the workload proof is adopted. Only when more than 51% of the accounting nodes in the whole network are controlled can a nonexistent record be forged. When there are enough nodes to join the blockchain, this is basically impossible, thus eliminating the possibility of fraud
the last technical feature is called smart contract, which is based on these trusted and tamperable data and can automatically execute some pre-defined rules and terms. Take insurance as an example. If everyone's information (including medical information and risk occurrence information) is true and reliable, it is easy to carry out automatic claim settlement in some standardized insurance procts
in the daily business of insurance companies, although the transactions are not as frequent as those in the banking and securities instries, the reliance on trusted data is increasing. During the operation of insurance companies, risks caused by various reasons occur from time to time, so the regulatory authorities can only take measures of pre audit or post constraint. However, with the increasing opening of the front end of the insurance business, enterprises participating in the insurance market are becoming more and more diversified, and the demand for in-process supervision is becoming increasingly prominent
as long as the insurance company moves its daily operation process to the blockchain and develops an accounting node (even a read-only accounting node) from the regulatory authority, the regulatory authority can observe all the business trends of the insurance company in real time. Tongxin society is the first domestic application project of blockchain technology and an open mutual aid information service platform. For example, there is no need to wait for the insurance company to declare afterwards, so as to discover the possible business risks and illegal operations in time.
blockchain mainly solves the trust and security problems of transactions, so it proposes four technological innovations for this problem:
the first one is called distributed ledger, which is that transaction bookkeeping is completed by multiple nodes distributed in different places, and each node records complete accounts, Therefore, they can participate in the supervision of the legitimacy of the transaction, but also can jointly testify for them. Different from the traditional centralized accounting scheme, no single node can record accounts separately, so as to avoid the possibility that a single bookkeeper is controlled or bribed to record false accounts. On the other hand, because there are enough accounting nodes, in theory, unless all nodes are destroyed, the accounts will not be lost, thus ensuring the security of the account data
the second is called symmetric encryption and authorization technology. The transaction information stored on the blockchain is public, but the account identity information is highly encrypted, which can only be accessed under the authorization of the data owner, thus ensuring the data security and personal privacy
the third mechanism is called consensus mechanism, which is how to reach a consensus among all accounting nodes to determine the validity of a record. This is not only a means of identification, but also a means of preventing tampering. Blockchain proposes four different consensus mechanisms, which are suitable for different application scenarios and achieve a balance between efficiency and security. Taking bitcoin as an example, the workload proof is adopted. Only when more than 51% of the accounting nodes in the whole network are controlled can a nonexistent record be forged. When there are enough nodes to join the blockchain, this is basically impossible, thus eliminating the possibility of fraud
the last technical feature is called smart contract, which is based on these trusted and tamperable data and can automatically execute some pre-defined rules and terms. Take insurance as an example. If everyone's information (including medical information and risk occurrence information) is true and reliable, it is easy to carry out automatic claim settlement in some standardized insurance procts
in the daily business of insurance companies, although the transactions are not as frequent as those in the banking and securities instries, the reliance on trusted data is increasing. During the operation of insurance companies, risks caused by various reasons occur from time to time, so the regulatory authorities can only take measures of pre audit or post constraint. However, with the increasing opening of the front end of the insurance business, enterprises participating in the insurance market are becoming more and more diversified, and the demand for in-process supervision is becoming increasingly prominent
as long as the insurance company moves its daily operation process to the blockchain and develops an accounting node (even a read-only accounting node) from the regulatory authority, the regulatory authority can observe all the business trends of the insurance company in real time. Tongxin society is the first domestic application project of blockchain technology and an open mutual aid information service platform. For example, there is no need to wait for the insurance company to declare afterwards, so as to discover the possible business risks and illegal operations in time.
2. To answer this question, let's first introce the advantages and disadvantages of network mutual assistance and the advantages of applying blockchain technology
advantages of online mutual assistance:
online mutual assistance is actually a variant of foreign mutual insurance (or mutual insurance) in China. It inherits the characteristics of some modes of mutual insurance, such as organizational form and management methods. It also makes some changes according to the characteristics of China's insurance market and the current regulatory environment
Internet Mutual Aid relies on the Internet's efficient information matching ability, convenient payment service and low entry threshold, Therefore, network mutual aid has the ability to gather a large number of members in a short time
low cost
at least 50% ~ 80% cheaper than the traditional security scheme
high participation
the value provided by network mutual aid is easily accepted by users
flexible security
flexible procts, It can launch mutual aid procts for all kinds of people
shortcomings of online mutual aid:
operation is not transparent
there may be problems such as platform fabricating mutual aid events to obtain users' funds
user privacy
the general carrier of online mutual aid platform is technology company, which lacks supervision and public trust endorsement, Therefore, it is easy to be questioned
inefficient
compensation process is slow
Application of blockchain technology
we think that the emergence of blockchain technology provides solutions to these problems. The network mutual aid application based on blockchain platform can maximize the absolute security of funds, protocols and information, and improve the risk control ability
the flow of funds is transparent
all the details of the flow of funds are recorded on the blockchain, and the data can not be forged or tampered to ensure the authenticity and validity of the data. All regulatory units, public media and ordinary users can view and supervise the implementation of the rules at any time
the rules are efficient
all the funds are transferred according to the open and tamperable smart contract, Once determined, it can be executed accurately, no one can intervene, no legal person can misappropriate or intervene, which improves the efficiency of rule execution
user information security
all personal sensitive information is highly encrypted and stored, unless authorized by the user, Other people can't access and steal
the service will never be down
the network mutual assistance running on the public chain does not depend on whether a central server is online, which can ensure that the service provided will never be down
in the current insurance business, disputes between insurance companies and policy holders occur from time to time, or the policy holders provide false personal information to cheat insurance, Or there are differences in the determination of the exemption clause when settling the claim. The key to these problems lies in the lack of a real and reliable data collection and storage means for the personal information of the insured
with the advancement of national systematic projects such as medical information digitization and personal credit system, more and more authoritative data sources appear. If these data can be introced and stored on the blockchain, it will become the digital identity of everyone. The data above is authentic, can't be tampered with, real-time synchronization and life-long validity, It will bring great benefits to the risk management of the insured
the first is to get through the data between different companies and refer to each other, so as to discover the information of repeated insurance and historical claims in time, and discover high-risk users in time. Taking the 40 million accident insurance fraud in March this year as an example, Zhou of Yangzhou took out insurance in more than ten life insurance companies, which was not found out until the manual underwriting. If every insurance information is recorded in the blockchain, it can be found and timely measures can be taken
secondly, introcing data from different instries into the blockchain can improve the accuracy and efficiency of underwriting and claims verification. For example, if you can query all the medical records of the insured, even the medical records of the immediate family members, on the blockchain, you will have first-hand information about the current physical condition, disease history and family history of the insured, effectively eliminating the insurance with diseases
at present, Tongxin society is the first network mutual aid platform with blockchain technology as the core in China, so blockchain technology is also one of the effective technical means for in-process supervision.
advantages of online mutual assistance:
online mutual assistance is actually a variant of foreign mutual insurance (or mutual insurance) in China. It inherits the characteristics of some modes of mutual insurance, such as organizational form and management methods. It also makes some changes according to the characteristics of China's insurance market and the current regulatory environment
Internet Mutual Aid relies on the Internet's efficient information matching ability, convenient payment service and low entry threshold, Therefore, network mutual aid has the ability to gather a large number of members in a short time
low cost
at least 50% ~ 80% cheaper than the traditional security scheme
high participation
the value provided by network mutual aid is easily accepted by users
flexible security
flexible procts, It can launch mutual aid procts for all kinds of people
shortcomings of online mutual aid:
operation is not transparent
there may be problems such as platform fabricating mutual aid events to obtain users' funds
user privacy
the general carrier of online mutual aid platform is technology company, which lacks supervision and public trust endorsement, Therefore, it is easy to be questioned
inefficient
compensation process is slow
Application of blockchain technology
we think that the emergence of blockchain technology provides solutions to these problems. The network mutual aid application based on blockchain platform can maximize the absolute security of funds, protocols and information, and improve the risk control ability
the flow of funds is transparent
all the details of the flow of funds are recorded on the blockchain, and the data can not be forged or tampered to ensure the authenticity and validity of the data. All regulatory units, public media and ordinary users can view and supervise the implementation of the rules at any time
the rules are efficient
all the funds are transferred according to the open and tamperable smart contract, Once determined, it can be executed accurately, no one can intervene, no legal person can misappropriate or intervene, which improves the efficiency of rule execution
user information security
all personal sensitive information is highly encrypted and stored, unless authorized by the user, Other people can't access and steal
the service will never be down
the network mutual assistance running on the public chain does not depend on whether a central server is online, which can ensure that the service provided will never be down
in the current insurance business, disputes between insurance companies and policy holders occur from time to time, or the policy holders provide false personal information to cheat insurance, Or there are differences in the determination of the exemption clause when settling the claim. The key to these problems lies in the lack of a real and reliable data collection and storage means for the personal information of the insured
with the advancement of national systematic projects such as medical information digitization and personal credit system, more and more authoritative data sources appear. If these data can be introced and stored on the blockchain, it will become the digital identity of everyone. The data above is authentic, can't be tampered with, real-time synchronization and life-long validity, It will bring great benefits to the risk management of the insured
the first is to get through the data between different companies and refer to each other, so as to discover the information of repeated insurance and historical claims in time, and discover high-risk users in time. Taking the 40 million accident insurance fraud in March this year as an example, Zhou of Yangzhou took out insurance in more than ten life insurance companies, which was not found out until the manual underwriting. If every insurance information is recorded in the blockchain, it can be found and timely measures can be taken
secondly, introcing data from different instries into the blockchain can improve the accuracy and efficiency of underwriting and claims verification. For example, if you can query all the medical records of the insured, even the medical records of the immediate family members, on the blockchain, you will have first-hand information about the current physical condition, disease history and family history of the insured, effectively eliminating the insurance with diseases
at present, Tongxin society is the first network mutual aid platform with blockchain technology as the core in China, so blockchain technology is also one of the effective technical means for in-process supervision.
3. Blockchain is the underlying technology of bitcoin, like a database ledger, recording all transaction records. Because of its safety and convenience, this technology has graally attracted the attention of the banking and financial instry
the network mutual aid platform is a combination of the original insurance form and the Internet. By using the information matching function of the Internet, members promise to bear each other's risk and loss through the agreement. In order to avoid the indivial's heavy burden, it is agreed that the single mutual aid fund should not exceed several yuan, and the solvency problem is avoided
for example, the first network mutual aid platform based on blockchain in China is concentric mutual aid, and the network mutual aid application based on blockchain platform can maximize the absolute security of funds, protocols and information, and improve the ability of risk control
the flow of funds is transparent
all the details of the flow of funds are recorded on the blockchain, and the data can not be forged or tampered to ensure the authenticity and validity of the data. All regulatory units, public media and ordinary users can view and supervise the implementation of the rules at any time
the rules are efficient
all the funds are transferred according to the open and tamperable smart contract, Once determined, it can be executed accurately, no one can intervene, no legal person can misappropriate or intervene, which improves the efficiency of rule execution
user information security
all personal sensitive information is highly encrypted and stored, unless authorized by the user, Other people can't access and steal
the service will never be down
the network mutual assistance running on the public chain doesn't depend on whether a central server is online, which can ensure that the service provided will never be down
remember to adopt it..
the network mutual aid platform is a combination of the original insurance form and the Internet. By using the information matching function of the Internet, members promise to bear each other's risk and loss through the agreement. In order to avoid the indivial's heavy burden, it is agreed that the single mutual aid fund should not exceed several yuan, and the solvency problem is avoided
for example, the first network mutual aid platform based on blockchain in China is concentric mutual aid, and the network mutual aid application based on blockchain platform can maximize the absolute security of funds, protocols and information, and improve the ability of risk control
the flow of funds is transparent
all the details of the flow of funds are recorded on the blockchain, and the data can not be forged or tampered to ensure the authenticity and validity of the data. All regulatory units, public media and ordinary users can view and supervise the implementation of the rules at any time
the rules are efficient
all the funds are transferred according to the open and tamperable smart contract, Once determined, it can be executed accurately, no one can intervene, no legal person can misappropriate or intervene, which improves the efficiency of rule execution
user information security
all personal sensitive information is highly encrypted and stored, unless authorized by the user, Other people can't access and steal
the service will never be down
the network mutual assistance running on the public chain doesn't depend on whether a central server is online, which can ensure that the service provided will never be down
remember to adopt it..
4. To answer this question, we should first answer the advantages and disadvantages of the network mutual aid platform, and then the use value brought by the blockchain technology
advantages of network mutual aid:
network mutual aid relies on the Internet's efficient information matching ability, convenient payment service and low entry threshold, So network mutual aid has the ability to gather a large number of members in a short time
low cost
at least 50% ~ 80% cheaper than the traditional security scheme
high degree of participation
the value provided by network mutual aid is easily accepted by users
flexible security
flexible procts, It can launch mutual aid procts for all kinds of people
disadvantages of network mutual aid:
operation is not transparent
there may be problems such as platform fabricating mutual aid events to obtain users' funds
lack of credibility
the general carrier of network mutual aid platform is technology company, lack of supervision and public credit endorsement, Therefore, it is easy to be questioned
inefficient
compensation process is slow
what can blockchain + network mutual aid platform application bring
the network mutual aid application based on the blockchain platform can maximize the absolute security of funds, protocols and information, and improve the ability of risk control. For example, Tongxin mutual blockchain network mutual aid platform can bring four guarantees to users through blockchain:
transparent capital flow
all capital flow details are recorded on the blockchain, and the data can not be forged or tampered with to ensure the authenticity and effectiveness of the data, and all regulatory units, public media, Internet users, etc Ordinary users can view and supervise the rule execution at any time, which is efficient
all fund transfers are executed according to the open and tamper proof smart contract, and once determined, they can execute accurately, no one can intervene, no legal person can misappropriate or intervene, Improve the efficiency of rule execution
user information security
all personal sensitive information are highly encrypted storage, unless authorized by the user, other people can not access and steal
services will never be down
network mutual assistance running on the public chain does not depend on whether a central server is online, which can ensure that the services provided will never be down
advantages of network mutual aid:
network mutual aid relies on the Internet's efficient information matching ability, convenient payment service and low entry threshold, So network mutual aid has the ability to gather a large number of members in a short time
low cost
at least 50% ~ 80% cheaper than the traditional security scheme
high degree of participation
the value provided by network mutual aid is easily accepted by users
flexible security
flexible procts, It can launch mutual aid procts for all kinds of people
disadvantages of network mutual aid:
operation is not transparent
there may be problems such as platform fabricating mutual aid events to obtain users' funds
lack of credibility
the general carrier of network mutual aid platform is technology company, lack of supervision and public credit endorsement, Therefore, it is easy to be questioned
inefficient
compensation process is slow
what can blockchain + network mutual aid platform application bring
the network mutual aid application based on the blockchain platform can maximize the absolute security of funds, protocols and information, and improve the ability of risk control. For example, Tongxin mutual blockchain network mutual aid platform can bring four guarantees to users through blockchain:
transparent capital flow
all capital flow details are recorded on the blockchain, and the data can not be forged or tampered with to ensure the authenticity and effectiveness of the data, and all regulatory units, public media, Internet users, etc Ordinary users can view and supervise the rule execution at any time, which is efficient
all fund transfers are executed according to the open and tamper proof smart contract, and once determined, they can execute accurately, no one can intervene, no legal person can misappropriate or intervene, Improve the efficiency of rule execution
user information security
all personal sensitive information are highly encrypted storage, unless authorized by the user, other people can not access and steal
services will never be down
network mutual assistance running on the public chain does not depend on whether a central server is online, which can ensure that the services provided will never be down
5. At present, there are many domestic network mutual aid platforms, but there are still many problems. Now let's take the problems existing in the current network mutual aid platform<
shortcomings of online mutual aid platform
operation is not transparent
there may be problems such as platform fabricating mutual aid events to obtain users' funds
lack of credibility
the general carrier of online mutual aid platform is technology company, lacking supervision and public credit endorsement, Therefore, it is easy to be questioned
inefficient
the compensation process is slow
and the emergence of blockchain technology provides solutions to these problems. The network mutual aid application based on blockchain platform can maximize the absolute security of funds, protocols and information, and improve the risk control ability. As the current network mutual aid platform of Tongxin mutual aid blockchain says, there are at least several advantages:
the flow of funds is transparent
all the details of the flow of funds are recorded on the blockchain, and the data can not be forged or tampered with to ensure the authenticity and effectiveness of the data, and all regulatory units, public media, and the Ordinary users can view and supervise the rule execution at any time, which is efficient
all fund transfers are executed according to the open and tamper proof smart contract, and once determined, they can execute accurately, no one can intervene, no legal person can misappropriate or intervene, It improves the efficiency of rule execution
user information security
all personal sensitive information is highly encrypted and stored, unless authorized by the user, other people can not access and steal
services will never be down
network mutual assistance running on the public chain does not depend on whether a central server is online, It can ensure that the services provided will never be down.
although the CIRC has not yet clearly defined this instry, it still supports those who can solve the problem of network mutual assistance, and for the masses, if they can accept the platform of network mutual assistance and join it, it means that they recognize the network mutual assistance, while the blockchain technology can solve the shortcomings of the network mutual assistance platform, I believe it will be recognized and supported in the future.
shortcomings of online mutual aid platform
operation is not transparent
there may be problems such as platform fabricating mutual aid events to obtain users' funds
lack of credibility
the general carrier of online mutual aid platform is technology company, lacking supervision and public credit endorsement, Therefore, it is easy to be questioned
inefficient
the compensation process is slow
and the emergence of blockchain technology provides solutions to these problems. The network mutual aid application based on blockchain platform can maximize the absolute security of funds, protocols and information, and improve the risk control ability. As the current network mutual aid platform of Tongxin mutual aid blockchain says, there are at least several advantages:
the flow of funds is transparent
all the details of the flow of funds are recorded on the blockchain, and the data can not be forged or tampered with to ensure the authenticity and effectiveness of the data, and all regulatory units, public media, and the Ordinary users can view and supervise the rule execution at any time, which is efficient
all fund transfers are executed according to the open and tamper proof smart contract, and once determined, they can execute accurately, no one can intervene, no legal person can misappropriate or intervene, It improves the efficiency of rule execution
user information security
all personal sensitive information is highly encrypted and stored, unless authorized by the user, other people can not access and steal
services will never be down
network mutual assistance running on the public chain does not depend on whether a central server is online, It can ensure that the services provided will never be down.
although the CIRC has not yet clearly defined this instry, it still supports those who can solve the problem of network mutual assistance, and for the masses, if they can accept the platform of network mutual assistance and join it, it means that they recognize the network mutual assistance, while the blockchain technology can solve the shortcomings of the network mutual assistance platform, I believe it will be recognized and supported in the future.
6. Unknown_Error
7. Unknown_Error
8. Hello! Apple App store doesn't support wechat payment for the time being. You can transfer your wechat change to your bank card, and then go to the app store purchase application page to pay with your bank card.
9. Blockchain is a system in which everyone participates in and keeps accounts together. Each node in the system can participate in bookkeeping. The node with bookkeeping right writes the transaction to the account book, and sends it to other nodes in the system for verification and record. After writing, the data cannot be tampered with. Each node has a complete account book, and anyone can view the data in the account book
for example, the network mutual aid platform of Tongxin mutual aid blockchain and the network mutual aid application based on the blockchain platform can maximize the absolute security of funds, protocols and information, and improve the risk control ability
What does blockchain technology bring to the network mutual aid platform
the blockchain technology is fully applied to the network mutual aid to ensure the security of users' sensitive information to the maximum extent, and at the same time, enhance the transparency of network mutual aid, and enhance the trust between mutual aid workers, mutual aid workers and companies, mutual aid workers and third-party organizations
the flow of funds is transparent
all the details of the flow of funds are recorded on the blockchain, and the data can not be forged or tampered to ensure the authenticity and validity of the data. All regulatory units, public media and ordinary users can view and supervise the information security of users at any time
all personal sensitive information is highly encrypted unless authorized by users, Other people can't access and steal
the rules are executed efficiently
all fund transfers are executed according to open and tamperable smart contracts. Once determined, they can be executed accurately. No one can intervene, and no legal person can misappropriate or intervene, The efficiency of rule execution is improved
the service will never be down
the network mutual assistance running on the public chain does not depend on whether a central server is online, which can ensure that the service provided will never be down
for example, the network mutual aid platform of Tongxin mutual aid blockchain and the network mutual aid application based on the blockchain platform can maximize the absolute security of funds, protocols and information, and improve the risk control ability
What does blockchain technology bring to the network mutual aid platform
the blockchain technology is fully applied to the network mutual aid to ensure the security of users' sensitive information to the maximum extent, and at the same time, enhance the transparency of network mutual aid, and enhance the trust between mutual aid workers, mutual aid workers and companies, mutual aid workers and third-party organizations
the flow of funds is transparent
all the details of the flow of funds are recorded on the blockchain, and the data can not be forged or tampered to ensure the authenticity and validity of the data. All regulatory units, public media and ordinary users can view and supervise the information security of users at any time
all personal sensitive information is highly encrypted unless authorized by users, Other people can't access and steal
the rules are executed efficiently
all fund transfers are executed according to open and tamperable smart contracts. Once determined, they can be executed accurately. No one can intervene, and no legal person can misappropriate or intervene, The efficiency of rule execution is improved
the service will never be down
the network mutual assistance running on the public chain does not depend on whether a central server is online, which can ensure that the service provided will never be down
10. With the help of the Internet's efficient information matching ability, convenient payment service and low entry threshold, network mutual aid has the ability to gather a large number of members in a short time. However, there are also potential problems in network mutual assistance, such as the openness and transparency of information
benefits of online mutual assistance
online mutual assistance relies on the Internet's efficient information matching ability, convenient payment service and low entry threshold, So network mutual aid has the ability to gather a large number of members in a short time
low cost
at least 50% ~ 80% cheaper than the traditional security scheme
high degree of participation
the value provided by network mutual aid is easily accepted by users
flexible security
flexible procts, Mutual aid procts can be launched for all kinds of people
the problem of network mutual aid
the operation is not transparent
there may be problems such as platform fabricating mutual aid events to obtain users' funds
lack of credibility
the general carrier of network mutual aid platform is science and technology company, which lacks supervision and public credit endorsement, Therefore, it is easy to be questioned
inefficient
compensation process is slow
and the emergence of concentric mutual help blockchain technology provides solutions to these problems. The network mutual help application based on blockchain platform can maximize the absolute security of funds, protocols and information, and improve the ability of risk control. It can bring four benefits:
transparent capital flow
all capital flow details are recorded on the blockchain, and the data can not be forged or tampered to ensure the authenticity and validity of the data. All regulatory units, public media and ordinary users can view and supervise the rule execution at any time
all capital transfers are executed in accordance with the open and tamperable smart contract, Once determined, it can be executed accurately, no one can intervene, no legal person can misappropriate or intervene, which improves the efficiency of rule execution
user information security
all personal sensitive information is highly encrypted and stored, unless authorized by the user, Other people can't access and steal
the service will never be down
the network mutual assistance running on the public chain does not depend on whether a central server is online, which can ensure that the service provided will never be down
benefits of online mutual assistance
online mutual assistance relies on the Internet's efficient information matching ability, convenient payment service and low entry threshold, So network mutual aid has the ability to gather a large number of members in a short time
low cost
at least 50% ~ 80% cheaper than the traditional security scheme
high degree of participation
the value provided by network mutual aid is easily accepted by users
flexible security
flexible procts, Mutual aid procts can be launched for all kinds of people
the problem of network mutual aid
the operation is not transparent
there may be problems such as platform fabricating mutual aid events to obtain users' funds
lack of credibility
the general carrier of network mutual aid platform is science and technology company, which lacks supervision and public credit endorsement, Therefore, it is easy to be questioned
inefficient
compensation process is slow
and the emergence of concentric mutual help blockchain technology provides solutions to these problems. The network mutual help application based on blockchain platform can maximize the absolute security of funds, protocols and information, and improve the ability of risk control. It can bring four benefits:
transparent capital flow
all capital flow details are recorded on the blockchain, and the data can not be forged or tampered to ensure the authenticity and validity of the data. All regulatory units, public media and ordinary users can view and supervise the rule execution at any time
all capital transfers are executed in accordance with the open and tamperable smart contract, Once determined, it can be executed accurately, no one can intervene, no legal person can misappropriate or intervene, which improves the efficiency of rule execution
user information security
all personal sensitive information is highly encrypted and stored, unless authorized by the user, Other people can't access and steal
the service will never be down
the network mutual assistance running on the public chain does not depend on whether a central server is online, which can ensure that the service provided will never be down
Hot content