Blockchain and real estate insurance

1. Ubitquity is a real estate property rights service provider based on blockchain. It is the first time to use cryptocurrency technology to complete the transfer of real estate property rights. It has established the world's first record of real estate instry based on bitcoin blockchain, and managed the real world assets on bitcoin network by using the method represented by colored coins, It shows the potential use of bitcoin blockchain network in the real estate instry
in China, the representative of the combination of blockchain and real estate is the blockchain real estate application "fangyixin" of Xinyuan group, a listed real estate company. Public information shows that Xinyuan is IBM's first partner in the field of blockchain in China
on the platform, IBM provides the underlying blockchain technology and intelligent contract technology. On this basis, Xinyuan builds the upper real estate information database, real estate valuation system, transaction circulation system, risk control and other moles, which are said to support a variety of financial applications such as consumer finance, investment and financing finance, instrial finance, etc., and connect with investment and financing institutions, credit reference institutions and consumer businesses
however, the combination of blockchain and real estate instry is still in its infancy in terms of application. It will take time to test which step it can take and whether it will attract the attention of the national team like digital currency
blockchain not only has an impact on the real estate instry, but also has a potential impact on the existing instries. Coin Ying China and China post are in the forefront of using blockchain technology. Coin Ying China uses blockchain to reshape the crowdfunding instry, while China Post takes the lead in applying blockchain technology to asset custody.

2. The insurance process can be divided into blockchains. The insured can be any institution or indivial, and the policy terms can also be customized by community professionals; Data storage is more secure, because every "decentralized" node will share, there is no private tampering problem; The smart contract is executed automatically, and the claim settlement process will not be controlled by external forces. In general, the integration of blockchain and insurance can greatly improve the efficiency of the insurance instry
for example, there is gre global risk exchange.

3. 1.
blockchain makes the insurance instry personalized. The so-called personalized insurance mainly refers to that insurance companies can perform different insurance liabilities according to different scenarios, and automatically claim the losses caused by sudden risks according to the relevant agreements in the insurance contract
2.
blockchain helps emerging markets of insurance instry. In some emerging markets, blockchain can use its smart contract function to deal with small and micro businesses...
3.
blockchain can improve customer participation in insurance instry, Customer data can be said to be the basic basis for risk management...
4.
blockchain can be applied to special risks in the insurance instry. Generally speaking, if you need to buy insurance for artworks or other valuables

4. Easy chips EAS summed up a sentence to describe the blockchain is the most appropriate: professional, real, fast. And can use the virtual currency transaction! Please accept my answer. Thank you very much. If there is any need, you can ask, thank you!

5. How can the bifurcations of bitcoin cause bitcoin to have a son
there are many capacity expansion schemes in the bitcoin community. If there is one expansion scheme that can obtain enough computing power support and be activated successfully, the bitcoin network will avoid the risk of bifurcation
however, because bitcoin does not have a centralized authority, it is difficult to reach a consensus. If there is no solution with enough computing power, the bitcoin blockchain will form a fork, and a variety of bitcoin fork coins will be proced. The original holder of bitcoin will automatically and freely own each kind of split coin after the split. Because the split coin is free, it is also called candy
in August 2017, the community reached a consensus on the expansion scheme, activated the isolation witness expansion scheme, and the processing speed of bitcoin blockchain was increased to 1.8 times. In the following four months, bitcoin has been bifurcated many times, resulting in many bifurcated coins. Many bitcoin lovers jokingly call bitcoin "having many sons".

6. Financial services, right protection, real estate, wholesale and logistics, transportation, public sector, insurance and financial technology, energy and telecommunications, and ecation. At present, there are not many use cases of blockchain in various fields, but the prospect is far beyond our imagination.

7. The problem of insurance fraud has always been the malpractice of the traditional insurance instry. Whether it is the malicious deception of the insured or the insurance institutions using asymmetric information to cheat the insured, these are the problems that exist in the insurance instry and are difficult to solve

if the blockchain technology is combined with the insurance instry, and the openness and transparency of the blockchain technology are used, the fraud caused by information asymmetry will be effectively prevented. It can also make use of the characteristics of blockchain technology, such as non tampering and traceability, to effectively save the contract terms and provide a real and reliable basis for claims settlement

Insurance and blockchain

and in blockchain insurance, there is no need to pay a lot of enterprise operating costs. In the traditional insurance, the use efficiency of funds is very low. If it is changed to blockchain insurance mode, the insured amount will be extremely low but the claim amount will be extremely high

the above are the advantages of blockchain insurance. I hope we can help you understand why blockchain insurance is attached great importance.

8. Using blockchain technology to transform and upgrade the traditional insurance instry, in addition to online insurance for risks in real life, we can also manage and trade risk contracts. Moreover, the decentralized transaction process of the blockchain can ensure the confidentiality of data and information, and because of the automatic execution mechanism of the smart contract, the claim settlement is also more guaranteed.

9. Blockchain technology has been applied to the art instry, legal instry, development instry, real estate instry and insurance instry
at present, tongshe mutual aid is the first network mutual aid platform applying blockchain technology in China. On the basis of traditional mutual aid platform, with the help of blockchain technology, it realizes decentralized information sharing, innovates and realizes comprehensive and transparent operation, and builds a fair, just, open, safe and efficient open mutual aid information service platform for the public

it may be applied to more instries in the future.

10.

In 2020, blockchain will be included in the scope of "new infrastructure" by the state, and at least seven provinces will issue blockchain support policies. In the same year, blockchain technology is graally moving from concept to implementation, and the application scenarios are blooming“ Blockchain + "has become a symbol of the continuous maturity of blockchain< Novel coronavirus pneumonia epidemic swept the world in BR />

2020,

2020. The uncertainty of world economic development has increased significantly. Governments and enterprises around the world explore the use of emerging technologies to rece the cost of economic and social operation, improve the efficiency of the real economy, and further seek new growth points for economic development

at present, with the cross innovation of blockchain, cloud computing, artificial intelligence and other new technology infrastructure, more and more vertical fields of real economy present the development pattern of "blockchain +" and the good momentum of "from virtual to real"

in order to avoid the transition from real to virtual, in addition to continuing to crack down on speculation, we must also guide the deep integration of blockchain technology and practical application scenarios. Therefore, various instrial application scenarios of "blockchain +" have become one of the inevitable trends of blockchain development

according to the white paper on blockchain (2020) recently released by China Academy of information and communication, as of October 2020, more than 262 listed companies have set foot in the field of blockchain, including 39 fields such as insurance, real estate, commercial department stores, security equipment, packaging materials and telecom operation. In the blockchain information service record list published by the state Internet Information Office, the number of blockchain projects of listed companies has reached 45

among them, finance is the most explored scenario in the application scenarios of blockchain technology, and there are specific projects in supply chain finance, trade financing, payment and clearing, fund management and other sub fields. According to the white paper, as of November 2020, among the registered blockchain information services in China, the number of projects in the field of Finance (including supply chain finance) ranked first, accounting for 36%

with the acceleration of the implementation of blockchain applications, "blockchain +" business has become the development focus for Internet backbone enterprises to enter the blockchain instry. Besides financial business, actively deploy Internet, traceability and supply chain & amp; Logistics, digital assets, government and public services, intellectual property, law, medical and other fields

at the same time, it is graally understood in the instry that blockchain is the basic component of trusted transactions, but this does not mean that blockchain can take over the world. It is necessary to combine blockchain with other technologies such as artificial intelligence, Internet of things, big data, 5g, etc., and form an integrated solution by using synergy effect to jointly help digital transformation

according to the relevant data, at present, the application of blockchain is mainly in the field of certificate keeping, and blockchain has entered the stage of how to make it better, more reliable, more stable, better expansibility, and able to accommodate more nodes from the perspective of engineering. He Baohong, director of the Institute of cloud computing and big data, China Academy of information technology, believes that this process will continue for a period of time or more, and the next step is to shift the technical competition of blockchain from engineering optimization to technology ecology and business ecology

in addition, it is understood that the blockchain instry has been improving for a long time, and the instry cognition has returned to rationality. With the central government's planning guidance for the development of blockchain technology, China's blockchain has made it clear that it is based on the alliance chain, focusing on the development idea of serving the real economy and optimizing public services, and the direction of instrial development is further clear. At this stage, the majority of practitioners' confidence in the blockchain continues to improve, and generally recognize the long-term strategic value of the blockchain

what is the prospect of "blockchain +" in 2021

with the graal improvement of China's blockchain instry chain, most blockchain enterprises not only focus on one aspect, but also present the trend of multi field collaborative development. According to statistics, Beijing, Guangzhou, Shanghai, Zhejiang, Jiangsu and Shandong are the provinces and cities with the largest number of registered enterprises among the 801 blockchain information service filing lists published by the state Internet information office

the core role of blockchain corresponding to the technical characteristics is mainly reflected in the three aspects of certificate deposit, automatic cooperation and value transfer. With its value potential being continuously exploited, the application landing scenario has graally expanded from the financial breakthrough to the real economy, government affairs and people's livelihood and other fields

and the core value of blockchain for the real economy is to promote the efficient cooperation between the upstream and downstream instries and enhance the efficiency of the combination of instry and finance. In the early stage of development, the application mode of blockchain mainly focuses on the deposit of documents and contracts. At the present stage, the application of blockchain instry is graally moving towards automatic collaboration and value interconnection such as government data sharing, supply chain collaboration and cross-border trade

2020 is the warm-up of 2021. In 2021, the use of blockchain, distributed ledger and smart contract tools will continue to grow as in 2020. With the deepening of blockchain technology, the instrial foundation of blockchain will be better and better, the instrial ecology will also develop rapidly, and the instrial chain will be widely distributed

from the perspective of instrial structure, blockchain instry is mainly divided into four parts: underlying technology, platform services, instrial applications and peripheral services

the first three parts show a relatively obvious upstream and downstream relationship. The underlying technology part provides the necessary technical procts and components of the blockchain, the platform service part builds a blockchain platform based on the underlying technology to run the corresponding instry applications, and the instrial application part mainly uses the blockchain technology to develop instry applications according to the actual scenarios of various instries, Realize the innovation of business collaboration mode in the instry

peripheral services provide support services for the instry, including instry organization, market research, standard formulation, system evaluation and certification, instry media, etc., which provide power for the development of instrial ecology

among them, as far as the instrial application of blockchain is concerned, blockchain is not only the result of innovation and development of information technology, but also the main booster of business process reconstruction and instrial interaction mode innovation of various instries

blockchain has graally expanded from the initial digital finance to supply chain finance, proct traceability and other fields, and now it has been applied in government affairs, people's livelihood, instrial management and other instries, with increasingly rich application scenarios, showing a trend of deep integration with other instries

at present, domestic enterprises focus on serving the real economy and improving the application development related to government affairs and people's livelihood, among which supply chain finance and proct traceability have accounted for half of all applications, and other areas such as government affairs and people's livelihood have become the key layout areas of manufacturers in the future, which is about to see explosive growth

after the cooling of blockchain investment in 2020, the blockchain instry may graally become rational in 2021. However, a relatively complete instrial chain and active market players provide a good foundation for the development of blockchain instry. The blockchain instry will also show a positive development trend in policy support, ecological construction, platform service, application landing and integration innovation