China Postal Savings Bank blockchain

1. On January 10, the postal savings bank successfully applied the blockchain technology to the real proction environment. The newly launched asset custody system is based on the four mechanisms of blockchain, including shared ledger, smart contract, privacy protection and consensus mechanism. It selects the asset consignor, asset manager, asset trustee, investment consultant, customer service provider and so on The five roles including auditor participate in the asset custody business scenario, which realizes the information sharing of custody business and the supervision of asset usage
after the system was launched in October 2016, it successfully executed hundreds of transactions in the real business environment, eliminating the repeated credit verification process in the traditional trusteeship system, shortening the original business links by 60% - 80%, which has a huge impact on the financial instry
blockchain has always been the favorite of the financial sector. It is also a great attempt for China Post Bank to take the lead in introcing blockchain. Puyin group launched standard digital currency, which is also based on blockchain technology.

2. I feel sorry for you
in this case, you can only say that the money is almost hopeless
in China's banks, there are some overbearing terms that you have to accept. There is no fair thing in the world. If you just want to export evil spirit, there may be some way, if you are lucky, you can get money back. If you can't find it, go to the bank to scare them and go to the branch. By the way, the branch you are talking about is not a branch, but a branch. The branch is equivalent to the head office of a city. A city won't use more than two branches
there is also a more suitable method. Do you have a card and a discount account? Have you ever tried the method of "report the loss of an old card, replace it with a new one, and tell the bank not to change the account number of the new card, and keep the original account information"? If not, give it a try, and you can get your money back in a week.
and: why do you still have passbooks in this era? In terms of security, the possibility of using the card to be stolen is less than one in one billion

3. That's line 2

4. China Postal Savings Bank announced the launch of a blockchain based asset custody system on the 10th. The system was launched in October 2016 and has executed hundreds of transactions in real business environment. Lu Jiajin, President of postal savings bank, said that this is the first successful practice of applying blockchain technology to the core business system of banks in China's banking instry
according to LV Jiajin, blockchain has been listed in the national information planning and is regarded as a strategic frontier technology. The asset trusteeship system launched by postal savings bank of China selects the asset trusteeship business scenario in which the five roles of asset client, asset manager, asset trusteeship, investment consultant and auditor participate together to realize the information sharing of trusteeship business and the supervision of asset usage
"blockchain technology can solve the trust problem in financial activities at a low cost, bring efficient credit exchange for multi-party transactions, and has the potential to promote profound changes in the financial instry." Lu Jiajin said that the blockchain solution launched by postal savings bank has realized the real-time sharing of information among multiple parties, eliminated the process of repeated credit verification, shortened the original business links by about 60% - 80%, and made credit exchange more efficient Sohu)
digital currency crowdfunding platform, coin Ying China is also trying a new mode of "blockchain + crowdfunding".

5. In the past, the two were one, but later they were restructured, and the postal savings was separated from the postal service

6. The postal savings bank of China is the only one, belonging to the "postal savings bank", so it does not belong to the state-owned commercial bank

the state-owned commercial bank refers to the commercial bank directly controlled by the state (Ministry of finance, Central Huijin Company). Its characteristics are reflected in that all the capital is invested by the state, and it is a state-owned financial enterprise. At present, there are mainly five banks: Instrial and Commercial Bank of China, Agricultural Bank of China, Bank of China, China Construction Bank and Bank of communications.

7. The postal savings bank of China needs to have the conditions for handling credit cards. In most cases, citizens with direct civil economic capacity (Chinese mainland citizens who are over 18 years of age) and those who have certain direct economic sources may apply for credit cards to the issuing bank. People who apply for credit cards must have a fixed occupation and a stable source of income, and provide guarantee to the bank. The forms of guarantee include personal guarantee, unit guarantee and personal fund guarantee

8.

The reason why the postal savings bank is classified as the sixth largest state-owned bank is that it is worthy of the title of the sixth largest state-owned bank both in nature and scale

First of all, postal savings bank is a large state-owned commercial bank

The postal savings bank is integrated from the savings office of the original post office and the savings business of the post and telecommunications system. Before its listing, the postal savings bank was 100% controlled by China Post Group, while China Post Group was subordinate to the State Council and managed by the Ministry of finance

However, at present, China Post Group is still the absolute majority shareholder of postal savings bank, holding more than 60%, so postal savings bank is a large state-owned commercial bank

Secondly, the scale of postal savings bank can be ranked in the top 6 in China

Although the postal savings bank was established for a relatively short time, it has undertaken part of the post office business, so it has a long history. It is also on this basis that the postal savings bank can rank in the forefront of the country in terms of various indicators. Let's take the financial data of the first half of 2018 as an example

1. Total assets ranked sixth

as of the first half of 2018, the total assets scale of postal savings bank has reached 9236.163 billion yuan. If there is no accident, it may surpass Bank of communications and rise to the fifth place in China next year

however, although the size of the postal savings bank is relatively large, and all the data are in the forefront of the country, the postal savings bank is still in a big but not strong stage, which can be seen from the net profit of the postal savings bank. Although the operating income of the postal savings bank is higher than other banks, the net profit is lower than China Merchants Bank and other banks. Therefore, the postal savings bank still has a lot to improve< br />

9.

The financial strength of postal savings bank is not as good as that of the four major banks

but not bad

within the top 10 banks in China

10. I also received it today, from 95580, saying that it was a transaction of one yuan, but I didn't have a postal savings bank card