Bank blockchain application report

1. Block chain technology is considered to be the fifth core technology most likely to lead to disruptive revolution. After the stage of chaos and bubble period, with the intervention of national policies and the implementation of relevant supervision, +B39 will graally take the lead and develop in a healthy direction.
in 2017, blockchain became the focus all over the world. If at the beginning, the emergence of blockchain made people in the instry excited, and the ordinary people took an indifferent attitude and just ate melon Road, now it can be said that blockchain has quickly and deeply entered the public field of vision
the concept of blockchain was proposed by Nakamoto in 2008. It has the characteristics of decentralization, non tampering, traceability and so on, attracting many investors to participate in it. Blockchain has graally entered into various instries, which has brought considerable changes as well as some adverse effects
through the collection and collation of relevant data of China's blockchain instry, analysts analyzed and discussed the development trend of China's blockchain instry. The rising trend of blockchain popularity is obvious. From the network index trend chart of blockchain and digital currency in the past six months, it can be seen that the popularity of blockchain only increases, and even rises explosively by the end of 2017. According to the trend chart, it can be predicted that the growth of blockchain network index will show a gentle trend in the near future
the network index of digital currency closely related to blockchain is not much different from that of blockchain before 2018. That's because the popularity of blockchain ignites the value of bitcoin, and many people take the opportunity to follow suit, which makes the market once chaotic. Since the beginning of 2018, the network index of blockchain has far exceeded that of digital currency. This change shows that more people are focusing on blockchain, which will be more concive to the healthy development of blockchain technology
as the value of digital currency represented by bitcoin doubled, ICO came into being. ICO financing mode is similar to and different from the traditional IPO Financing Mode. It can open the global market and get more development opportunities. However, e to many people's ulterior motives and the fact that ICO does not go through any strict review process at present, the ICO market is in chaos. The positive and negative effects of ICO also make various countries hold different attitudes in the face of this mixed market
according to the attitude information table of some countries towards ICO, China and Japan have the most clear attitude. China has banned ICO projects and defined them as illegal financing; Japan allows ICO projects and takes the lead in establishing blockchain alliance; The Philippines, Russia, Canada and other countries adopt the mode of supervision and development, do not prohibit ICO projects, and actively build regulatory systems. The United States is a federal country, and the attitude of each state is different
it is worth mentioning that the attitude of Hong Kong and Macao of China towards ICO coincides with that of the mainland, while that of Taiwan is quite different. The person in charge of "Taiwan financial regulatory authority" promised to adopt a more friendly attitude and support enterprises to develop and adopt cryptocurrency and blockchain technology in Taiwan
the top 10 national blockchain platforms are mainly concentrated in Beijing, Shanghai and Guangzhou
according to the national blockchain platform TOP10, bitmainland, Babbitt / blockyuan and fire coin net have taken the top three positions. The blockchain platforms of TOP10 are mainly concentrated in Beijing, most of which were launched earlier than 2016. Generally speaking, the development of blockchain has driven the development of related instries, and also set off a wave of entrepreneurship
the enterprises related to blockchain are mainly concentrated in Beijing, Shanghai and Guangdong, which are affected by the high barriers of blockchain technology. Beijing is rich in human resources and has a good entrepreneurial environment. Shanghai has a unique financial position and has the greatest possibility of incubating the most successful enterprises in the application of blockchain. Guangdong has a strong entrepreneurial atmosphere, which can attract relevant entrepreneurs and promote the landing of relevant enterprises. In addition, Hangzhou also benefited from its excellent Internet finance instry, and the blockchain instry performed well. With the development of blockchain, there will be more related enterprises in more cities< The heat of br/> block chain has also been reced, and a large number of official account have been generated. From the TOP10 official account of WeChat, we can see that the number one fan of "digital money trend maniac" has been estimated to be about 800000 in the past seven days, and second "Wang Chai block chain journal" predicted that the active fans are also close to 500 thousand people. The estimated number of fans who are close to 400 thousand is "third". The official account also shows that more and more people are paying attention to the block chain instry.
blockchain is becoming more and more popular. The average salary of related posts was 23800 yuan before November 2017, and it has reached 25800 yuan by 2018. According to the chart of skills requirements for blockchain positions, the most important is the commonly used development languages (go, C + +, Java). In addition, we also need to have sufficient understanding of cryptography, formula algorithm, and smart contract. In addition, there are also positions with relatively low operation threshold. In general, the talent gap in the blockchain instry is relatively large< Br/> block chain technology is considered to be the fifth core technology most likely to trigger disruptive revolution. After the stage of chaos and bubble period, with the intervention of national policies and the implementation of relevant regulation, it will graally take the right track and develop towards health. The development of br/> block chains will inevitably proce bubbles, but these bubbles will graally become controllable with the healthy development of block chains. The development prospects of block chains and the innovations they can bring are unpredictable. In the future, let's leave this stage to it and watch its performance< br/>

2.

As a traditional financial institution, banks are the most active Pathfinder in the field of blockchain. In recent years, many banks at home and abroad have applied blockchain technology to credit, clearing and other fields. The unique trust mechanism of blockchain is regarded by banks as a key technological breakthrough in innovating risk management and simplifying transaction process. However, as an emerging technology, blockchain ecology is still in the process of establishment, and its application is very limited. Many problems still need to be solved graally in the development

"at present, blockchain can't run high-frequency and concurrent transactions, and network speed and computing power can't support it. For example, in the field of payment, if it is online shopping, it can be realized; If it's high-frequency futures trading, it can't be done. " Huang Zhen said

JIANG Peng said that at the beginning of designing the blockchain system, China CITIC Bank carefully demonstrated the business links suitable for the use of blockchain

"from the global experience, it is not suitable to use blockchain to build a large and complex system. Instead of trying to solve all problems with blockchain, we should focus on solving the core problems. It's time-consuming to build a too complex system. The technology is developing so fast that before the old system is finished, it will face the iteration of new technology. " Jiang Peng said

the idea of "only solving core problems" ensures that after the blockchain goes online, the relevant business operations of branches of China CITIC Bank can be upgraded without process transformation

Fan Bin said frankly that it will take time for banks to fully apply the blockchain, and IBM's investment in the blockchain open source community will continue, on the one hand to cultivate the market, on the other hand to compete for the commanding height of the blockchain platform. With the rapid iteration of blockchain technology itself, there is still a lot of imagination for financial institutions to use this new technology

the content comes from Xinhuanet

3.

A: the main application fields of blockchain technology are finance, Internet of things and logistics, public service, digital right, insurance and public welfare

First, in the field of finance,

blockchain has great potential application value in international exchange, letter of credit, equity registration, stock exchange and other financial fields

Second, the Internet of things and logistics

blockchain can also be naturally combined in the field of Internet of things and logistics. Through blockchain, we can rece logistics costs, trace the proction and delivery process of goods, and improve the efficiency of supply chain management

Third, in the field of public service, blockchain is closely related to people's proction and life in the fields of public management, energy and transportation. However, the centralization of these fields also brings some problems, which can be transformed by blockchain

Fourthly, in the field of digital right, through blockchain technology, works can be authenticated to prove the existence of text, video, audio and other works and ensure the authenticity and uniqueness of ownership

In the field of insurance, insurance institutions are responsible for fund collection, investment and claim settlement, and often have higher management and operation costs

Sixth, the data stored on the public welfare field

blockchain is highly reliable and tamperable, which is naturally suitable for social public welfare scenarios. The relevant information in the public welfare process, such as donation project, collection details, fund flow, recipient feedback, etc., can be stored on the blockchain, and can be made transparent and public, which is convenient for social supervision

4. There are two kinds of blockchain analysis reports, one is the rating report, the other is the tracking report. The basic sections include four parts: basic project information, team situation, social media situation, technology progress and market trend. The only difference is that the evaluation report will give the project score, such as cannon rating, and the tracking report will take the long-term tracking method for continuous attention. For example, the first-class position will be analyzed by two shifts a week.

5.

- original title: market analysis of China's blockchain instry in 2019: enabling various instries to accelerate the application landing, there will be two opportunities for future applications

2019 - blockchain "mainstream application year"

since August 2018, the electronic invoice of blockchain was issued for the first time in Shenzhen. So far, it has issued more than 6 million electronic invoices, with an amount of 4 billion yuan, and has access to more than 5300 enterprises, Covering more than 110 detailed instries. In addition to the field of electronic invoice, blockchain has also been successfully implemented in many project scenarios, such as supply chain finance, legal deposit, cross-border payment, etc.

at the recent "thousands of people watching fire" conference of blockchain instry, the reporter of economic daily learned that in 2019, the technology implementation and application has brought blockchain into the "mainstream application year". On the one hand, many Internet giants have a solid technical foundation, on the other hand, they actively explore more valuable scenarios to find development opportunities in the enabling real economy

"blockchain technology can play the role of anchoring, sharing and increasing trust in the whole social information flow, making the chaotic information credible. Compared with the past, this is a" qualitative leap. " Zhang Kaixiang, chief architect of Weizhong bank's blockchain, said, "risk control and business rules design based on trusted data can improve efficiency, rece risks and rece operating costs." He pointed out that as a connector, it is not meaningful for a single enterprise to operate the blockchain, and it is more meaningful to share it as an open source solution to realize the ecological co construction of the instry

"we have been exploring and practicing open source, starting from the underlying technology platform and combining with the scenes of finance, instry, Internet of things, culture and entertainment, to jointly build an open, transparent and efficient technology and instrial community. Open source ecology helps to activate the creativity of the instry. We will continue to start from the open source community and improve a complete set of systems such as system construction and skills training, so as to benefit more people. "

in 2019, the market scale of China's blockchain instry will exceed 100 million yuan

China's blockchain instry is still in its infancy, but with the continuous support of national policies, the continuous progress of instry technology and the increasing demand of downstream application fields, China's blockchain instry is expected to continue to maintain high-speed growth. According to the statistical data of in depth analysis report on business model innovation and investment opportunities of China's blockchain instry published by foresight Instry Research Institute, the market scale of China's blockchain instry was less than 6 million yuan in 2011, and the market scale of China's blockchain instry increased by 32 million yuan by 2017, By 2018, the market scale of China's blockchain instry has reached 67 million yuan, always maintaining a rapid growth rate of more than 80%. It is predicted that the market scale of China's blockchain instry will exceed 100 million yuan in 2019, and that in 2022, driven by policy support and downstream demand, the market scale of China's blockchain instry is expected to exceed 450 million yuan

market size statistics and growth forecast of China's blockchain instry from 2015 to 2022

data source: the audited enterprise asset confirmation, registration and circulation records, etc., sorted out by foresight Instry Research Institute, are stored on the platform in the form of traceability. Based on this, banks can carry out fast financing and loan business, save the cost of guarantee and other links, greatly improve the efficiency, and make the risk of financing and loan controllable as a whole

electronic data storage is an important application field of blockchain technology.

the provisions of the Supreme People's Court on Several Issues concerning the trial of cases by Internet courts, which came into effect in September 2018, clearly states that electronic data storage can be solved by blockchain and other technical means. Xiang Dan, vice president of bibox digital asset trading platform, said that electronic data deposit is an important application field of blockchain technology“ Blockchain technology has the characteristics of preventing tampering, leaving traces in the event, post audit and security protection, which is concive to improving the credibility and authenticity of electronic evidence. The combination of blockchain and electronic data storage can rece the cost of electronic data storage, improve judicial efficiency and enable judicial business. For example, the contract management based on blockchain has been applied in many Internet courts. "

according to Zhou Jianrui, co founder of coinword, a trusted content community, the application of electronic data storage based on blockchain can also help deepen the reform of "release management and service" and improve administrative efficiency. In Beijing Haidian District and other pilot areas, blockchain technology is playing the role of efficient data sharing, secure transmission and credit support. When applied in the field of government affairs, it can realize real-time data sharing of various departments and effectively assist window personnel and examination and approval personnel to quickly verify the authenticity of materials. For example, the public security, civil affairs, housing management and other departments "on the chain", in dealing with real estate transactions can be fast and accurate, "one key" verification of multi-party information, greatly saving social costs

there will be two opportunities for the application of blockchain

because the social recognition of blockchain is not high, the people who understand and use blockchain are still very limited, and the penetration of blockchain into the real economy still needs a graal process. " Yuan Yuming, CEO of fire coin China, introced that they used the open, transparent and tamper proof characteristics of blockchain to explore a new path of art traceability and anti-counterfeiting by means of high-precision full pixel scanning and archiving; By constructing the trust mechanism in the multi-party cooperation scenario, the integral information platform for multi-party participation and resource sharing is developed“ Next, there will be two opportunities for blockchain application:

one is training. With the entry of enterprise giants one after another and the continuous penetration of the real instry, more people will learn about blockchain through training, which will become a new market demand

the second is to provide consulting and technical solutions to more traditional enterprises to help them penetrate the blockchain into more traditional fields and promote the consumption rection, efficiency enhancement, transformation and upgrading of the real instry. "