Why do financial technology companies lay out blockchain

1.

Because the design of blockchain is a kind of protection measure, such as distributed computing system with high fault tolerance. Blockchain makes hybrid consistency possible. This makes blockchain suitable for recording events, titles, medical records and other activities that need to include data, identity management, transaction process management and provenance management. Blockchain has great potential for financial disintermediation and has great influence on guiding Global trade

extended data :

1. Blockchain is a new application mode of computer technology such as distributed data storage, point-to-point transmission, consensus mechanism, encryption algorithm, etc. The so-called consensus mechanism is a mathematical algorithm to establish trust and obtain interests between different nodes in the blockchain system

2. Blockchain is an important concept of bitcoin, which is essentially a disintermediated database and the underlying technology of bitcoin. Blockchain is a series of data blocks generated by cryptography. Each data block contains the information of a bitcoin network transaction, which is used to verify the validity of the information (anti-counterfeiting) and generate the next block

3. Blockchain - the original blockchain is a kind of decentralized database, which contains a list called blocks, with continuously growing and orderly records. Each block contains a time stamp and a link with the previous block. The block chain is designed so that the data can not be tampered with. Once recorded, the data in a block will be irreversible

references : blockchain network

2.

As a traditional financial institution, banks are the most active Pathfinder in the field of blockchain. In recent years, many banks at home and abroad have applied blockchain technology to credit, clearing and other fields. The unique trust mechanism of blockchain is regarded by banks as a key technological breakthrough in innovating risk management and simplifying transaction process. However, as an emerging technology, blockchain ecology is still in the process of establishment, and its application is very limited. Many problems still need to be solved graally in the development

"at present, blockchain can't run high-frequency and concurrent transactions, and network speed and computing power can't support it. For example, in the field of payment, if it is online shopping, it can be realized; If it's high-frequency futures trading, it can't be done. " Huang Zhen said

JIANG Peng said that at the beginning of designing the blockchain system, China CITIC Bank carefully demonstrated the business links suitable for the use of blockchain

"from the global experience, it is not suitable to use blockchain to build a large and complex system. Instead of trying to solve all problems with blockchain, we should focus on solving the core problems. It's time-consuming to build a too complex system. The technology is developing so fast that before the old system is finished, it will face the iteration of new technology. " Jiang Peng said

the idea of "only solving core problems" ensures that after the blockchain goes online, the relevant business operations of branches of China CITIC Bank can be upgraded without process transformation

Fan Bin said frankly that it will take time for banks to fully apply the blockchain, and IBM's investment in the blockchain open source community will continue, on the one hand to cultivate the market, on the other hand to compete for the commanding height of the blockchain platform. With the rapid iteration of blockchain technology itself, there is still a lot of imagination for financial institutions to use this new technology

the content comes from Xinhuanet

3.

Blockchain technology has the advantages of being difficult to tamper with and easy to trace. It can play a role in identity information management, trust mechanism construction, and credit information chain of small and micro enterprises

here is an example of a bank in Nanping:

e to the outbreak of online business, the original offline signing method has been unable to meet the needs of the rapid change of the banking business, and the bank's digital construction is imminent, but the bank's risk control department has strict compliance requirements:

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online business data sensitive privacy, Is the transmission secure

does the electronic signature have legal effect

can electronic evidence be accepted by the court

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these concerns have become obstacles for banks to introce e-contracts and carry out business digital transformation

after adopting the unique ENA initiative forensics patent technology of the "real hammer" trusted electronic evidence platform, a bank in Nanping, through the clean server of the notary office, online carries out real-time preservation, storage and certification of the electronic data of the target system, records the whole process of the electronic data from generation, transmission to storage, and finally the notary office issues the forensics preservation report with official seal, The effectiveness of the documents is notarial documents, which can be directly accepted by the court. Because the report is issued by the notary office, it has more credibility than the self certification of the third-party E-contract platform, which solves the concerns of the risk control department of the bank at one stroke. The whole process is online and automated, and the front-end customer operation has no perception

at the same time, combined with the back-end case system of "real hammer" and the outsourcing execution service, the bank realized the rapid dispute resolution of Internet business. It not only ensures the compliance and effectiveness of the electronic contract signing process, but also solves the problem that the bank cases are scattered all over the country and the cost of legal business trip is high; The litigation cycle is long and there is no efficient disposal channel

4. Blockchain is a revolutionary underlying technology. Its original function is bookkeeping. As a distributed general ledger, it can solve the credit problem, notarization problem, audit problem, right confirmation problem, etc. of the ledger, as well as the digital demand of physical assets. Blockchain application scenarios are characterized by "new database, multi business entities and mutual distrust". The financial instry has the characteristics of low trust among participants and high requirements for transaction record security and completeness, which is very consistent with the application characteristics of blockchain technology. Therefore, the financial services instry is one of the instries with the most blockchain technology landing projects and the most abundant scenarios, such as supply chain finance, asset securitization, credit reference and risk control. In the financial field, blockchain technology can not only reform the financial infrastructure, but also play a synergistic role in the scenes of supervision, transaction, credit reference, virtual currency and so on. For example, in the traditional financial environment, supervision is managed by reporting data from various business organizations, which will cause many disadvantages, such as "black box" operation, decision-making delay and so on. However, under blockchain finance, with the advantages of information transparency and penetration and regional centralization, the regulatory authorities can grasp all business information at the first time. At present, Internet financial companies such as fox financial services are vigorously developing blockchain technology. Through the characteristics of decentralized blockchain technology and distributed storage, they can enhance user information management and enhance regulatory efficiency.

5. < UL >

the st entering the dial of Swarovski watch is usually e to the graal infiltration ring long-time wearing. If you only enter the fine st, you don't need to clean it without affecting the appearance and use. However, if the st with a certain length, such as hair or acrylic fiber, enters the watch dial, attention should be paid to it, because such st is extremely likely to cause the watch to stop working

when we find that the Swarovski watch is sty, we should not easily open the back cover of the Swarovski watch for cleaning. We should promptly send it to the Swarovski customer service center [30th floor, Tianjin International Financial Center, 136 Chifeng Road, Heping District] for cleaning, and regularly do the waterproof test and travel time accuracy test to ensure its normal operation

at the same time, we should also pay attention to the Swarovski watch not to come into contact with chemicals in our daily life. Waterproof watch can prevent cold water but not hot water, so don't take a bath with it. Avoid water vapor to ensure its waterproof effect. After adjusting the Swarovski watch, remember to restore the watch head and press it tightly to prevent st from entering

6. Tiktok and the audience are different, so a bit of praise is not necessarily tiktok. The other two platforms are different in algorithm and way. The core of the jitter is the tilting of the core author, and the main thing is to go centralization, so that everyone has the opportunity to become the peak of traffic. If the work is not tiktok, it is mainly considered whether the shooting solution is made for fans and the platform audience and platform traffic algorithm. Don't easily suspect that only when there is a problem with the platform can your works have no traffic. The possibility of problems with such a large platform is extremely small, and once there is a problem, it must not be you who are anxious first, and the network has already exploded.

7. What should we do if we can't exchange currency for foreign exchange? You can go to the Bank of China to exchange foreign exchange

8. Generally speaking, financial technology can be understood as the business application of scientific and technological innovation in the field of financial business
specifically, big data, cloud computing, blockchain, artificial intelligence and other technologies belong to financial technology, and these technologies have been applied in the business of financial field
for example, big data technology can be used to improve the ability of financial risk control. As we all know, risk control is very important for finance. Traditional banking instry focuses on risk control with existing credit reference data, while Internet technology companies with big data and deep mining ability can conct more comprehensive analysis and mining of data to improve risk control in financial business
for example, Internet giants such as the Internet use their own data advantages to develop and launch the "Prajna" big data risk control platform. Through the unique data features and algorithms of the network, and based on the data of hundreds of millions of users on the network, they enrich the credit information data and improve the risk control ability through graph calculation.

9. Whether it is traditional financial services, P2P, crowdfunding and other Internet financial innovation, or in strengthening financial supervision, preventing financial risks, cracking down on illegal fund-raising and other fields, blockchain technology has a very broad application prospect, which also drives blockchain technology to graally become the key infrastructure of Internet Finance and even the whole financial instry. Huo Xuewen judged that Internet finance is stepping into the era of "blockchain +"
the blockchain, which is out of the geek circle, has become the most subversive financial technology with the participation of HSBC, Citigroup, Barclays, Ping An of China and other financial heavyweight members of the world's major central banks<

China's coin profit takes the lead in introcing blockchain technology into crowdfunding instry, making crowdfunding more open and transparent. The introction of digital currency provides a flexible exit way for crowdfunding investors.