Blockchain P2P network
at present, the overall planning and top-level design of the blockchain service network have been completed, and the construction of more than 40 public city nodes in 31 provinces and autonomous regions has been completed. The blockchain service network will be tested internally for half a year. In the future, China UnionPay, together with the state information center, China Mobile and other partners, will actively promote security and function testing, technical architecture optimization, business operation scheme formulation, basic service capacity building, innovative application promotion and other work, and finally realize the commercial operation of the whole system
interested developers can view it on the official website of the blockchain service network.
as part of the blockchain, the regulatory authorities (central bank, China Banking Regulatory Commission and China Securities Regulatory Commission) can obtain the public account books of P2P transactions in real time, and obtain the financial management projects and capital transfer information of each P2P enterprise by analyzing the public account books, so as to provide low-cost, efficient and reliable regulatory data for the supervision of P2P instry in real time Second, the borrower's credit transparent blockchain is mainly to solve the credit problem, so the blockchain is the most promising application in credit investigation. However, there are many controversies about credit information. After all, the data related to credit information is very sensitive. Both credit information institutions and users do not want to make it public. Data is the lifeblood of credit information institutions. Every family wants others to make it public and keep it secret. Users also don't want their data to be public. Of course, if we can achieve the transparency of credit investigation in the future, it will be very beneficial for P2P investors Third, the transaction structure of low-cost for a P2P platform, the monthly withdrawal fee of users is not a small expense, but the general P2P platform will pay this part of the fee out of their own pocket. It is a good thing for the P2P platform to apply the powerful online transaction function of blockchain, go to the third party payment, or bank fund custody, and complete the fast, prepared and transparent transaction of funds
the integration of P2P instry and "blockchain" can not only make use of the unique advantages of "blockchain", but also make the whole instry more "transparent", injecting fresh blood into the whole instry. At the same time, as time goes on, blockchain technology may exist in a large ecosystem with both centralized and decentralized modes. In the future world, there may be considerable complementary space for both centralized and decentralized models
however, at present, most of them just stay in the theoretical stage, and the actual application scenarios do not appear. However, the combination of digital currency and tea is indeed a relatively novel project. Puyin group launched the tea based digital currency Puyin.
Can blockchain solve the problem of P2P running
P2P lending was born in the UK in 2005, and has been highly concerned since it was introced into China in 2007. Subsequently, on the one hand, online loans continued to develop vigorously. On the other hand, public opinion topics are frequent, P2P instry is in chaos, and many platforms are suspected of running away and difficult to withdraw cash. At present, the financial chain based on blockchain is trying to solve this problem
in many regions of Asia, Africa and Latin America, financial chain wallet can replace bank card to provide advanced financial services for users without bank card. The cash loan fund can be directly distributed to the user's digital wallet
this setting is troublesome, because it is a piece of paper, which can be forged, and there will be various gaps. The issuing authority is also a person, and there will be various gaps in the middle. As long as it is related to people, there will be various possibilities related to which media
blockchain provides a good opportunity. As soon as you graate, you can generate a record on the blockchain. No one can change this record. This thing exists objectively. As a physical existence, and then as a data existence, blockchain will be generated
in this way, it is easy for anyone who wants to find out where he graated from
this is similar to the big data often used in social networking (WeChat) and payment platforms (Alipay, Yi Bao).