People's daily blockchain development ushers in the best peri

1. blockchain is a kind of technology. "In the simplest and most popular way, blockchain technology is everyone bookkeeping, or distributed ledger."
in the Internet era, there is a database behind every system. This database can be regarded as a large account book. In the past, the person who maintained the system was responsible for managing the database and recording the user's behavior, that is, bookkeeping. However, the blockchain is "decentralized", which allows every member of the system to participate in it, not only everyone bookkeeping, but also through links, Everyone can have a complete account book
"blockchain is essentially a collective recording mode. What's special is that it adopts a set of techniques in an ingenious way to realize the authenticity and credibility of the recorded results, which is difficult to destroy and tamper with. " Zhang Xiaorong said, "first, everyone has the right to record and authenticate with each other to distinguish the true from the false, which is called consensus mechanism; Second, no one can tamper with the records, because there are cryptographic signatures; Third, everyone has a , so even if some account books are damaged, the whole will not be affected. This is called distributed storage. The information recorded in this way is presented in block mode according to the time chain, so it is called blockchain. "
various cryptocurrencies represented by bitcoin are originally an application of blockchain technology, which can be described as blockchain version 1.0. However, around 2014, the instry began to realize the important value of blockchain technology. Blockchain graally separated from digital currency and applied to various economic and social fields other than digital currency
it has broad application prospects
blockchain technology is considered as a disruptive innovation after steam engine, electric power and Internet. If the steam engine and electricity liberate the proctivity, and the Internet has changed the way of information transmission, the blockchain, as a machine for building trust, may change the way of value transmission
for example, in the financial field, the cost of reconciliation, clearing and settlement between financial institutions, especially cross-border financial institutions, has always been very high, and there are complex manual processes. The application of blockchain technology can help rece the cost of reconciliation and dispute resolution between financial institutions, and significantly improve the processing speed and efficiency of payment business, It also makes small cross-border payments possible. In December 2017, China Merchants Bank completed the RMB position transfer business from Hongkong Wing Lung Bank to Shenzhen Branch of Wing Lung Bank. This is the world's first interbank cross-border RMB clearing business based on blockchain technology
in addition, according to the white paper 2016 on China's blockchain technology and application development issued by the Ministry of instry and information technology of China, the application of blockchain has been extended to medical and health, ecation, charity, social management and other fields. Taking the cultural instry as an example, the low cost of reproction, the high cost of safeguarding rights, and the difficulty of providing evidence make the protection of intellectual property rights a pain point for the instry. With blockchain, the proction, dissemination and transaction records of cultural procts are true, transparent and reliable, and the problem can be solved
Zhang Xiaorong said that blockchain technology has solved two major problems in the era of Digital Economy: one is the visible flow direction, and the other is zero trust cost. In the past, the circulation of physical paper money was invisible, but the flow of all digital assets had a "chain" to check. Yang Yanchao, a researcher at the intellectual property center of the Chinese Academy of Social Sciences, also believes that the biggest advantage of blockchain is that it has truly completed the credit construction in an anonymous society, bringing new opportunities to many fields, thus making various innovative applications possible
there is a long way to go in the future development
in terms of technology promotion, there is no big barrier to blockchain, which has been confirmed in the global practice of bitcoin, and its main resistance comes from the obstacles in concept and implementation
"on the one hand, the society may be very concerned about the" naked "state in the blockchain. Blockchain has built a "Skynet" for the commercial society. The company's economic activities are all recorded, so there is no secret to speak of. In this way, some business strategies may not be implemented under the blockchain. "
"on the other hand, the current legal system lags behind the development of information technology, so how to put the emerging blockchain technology under the legal supervision needs to be studied." Duan Yongchao said
the core of blockchain is decentralization, which will have an impact on the long-standing central management model. In addition to the law, how to establish a regulatory environment that can promote the application of blockchain technology, so that the technology can benefit the society and not be used to do evil, is also an urgent problem to be solved.

2. As people in the instry, what they see is that the waves are sweeping through the sand and the fittest survive. Those unreliable and pure deceptive blockchain projects will die faster in the cold winter. Even if they don't die, they will die. And companies that really have the strength to study blockchain technology will have a greater probability of survival, and then take off in the next bull market
in terms of currency price, the bull market should still be in 2019 as a whole, because bears are long and cattle are short
there will be more breakthroughs and developments in technology and commercial applications in 2019.

3. There are several entry points to look at: top-down policy support, credible blockchain data sharing, token and digital currency on blockchain. At present, in 2020, the blockchain instry is at an inflection point from barbaric growth to standardized operation and development, And the epidemic will also serve as one of the catalysts to promote the implementation of blockchain in the instry faster.

4.

Because the blockchain technology is not mature at this stage, and the infrastructure is not perfect, many applications are limited, and the overall application is still in a very early stage

First of all, the main function of blockchain is to store information. Any information that needs to be saved can be written to or read from the blockchain, so it is a database. Secondly, anyone can set up a server and join the blockchain network to become a node. In the world of blockchain, there is no central node (decentralization). Every node is equal and keeps the whole database. You can write / read data to any node, because all nodes will be synchronized in the end to ensure the consistency of the blockchain

5. Generally speaking, it must be a year when a large number of blockchain applications have sprung up. Now, blockchain is being developed all over the country. There is a SMIC blockchain service platform project initiated by Changsha high tech Zone, which is based on the blockchain + public service mode and is recruiting enterprises to join the chain. In the future, relevant enterprise affairs and government affairs can cooperate on the chain. It is also one of the key blockchain projects in Hunan Province.

6. Based on the current consensus of the instry, there are two milestone practices in the development of blockchain. One is bitcoin, which is called the first generation blockchain, and the other is Ethereum, which is called the second generation blockchain. The key breakthrough lies in the realization of smart contract. Blockchain is still in the early stage of development. Now, blockchain policies in various regions are released in competition, and blockchain applications in various regions are constantly landing, Changsha high tech Zone has officially launched a blockchain project, which is called SMIC blockchain service platform. It is a government enterprise service platform. It cooperates with Bank of Changsha, Dean justice, etc., and now it is the stage of collecting enterprises on the chain.

7.

It's only in the first tier cities that we know about this technology, but it's not very widely understood, let alone in other tier cities. The banking sector is also preparing to apply blockchain technology, but it has not really been applied. The financial instry also needs to apply it, but I don't know when. To be exact, blockchain is only in the initial stage of trial in China

in China, the instry in which blockchain has been applied is network mutual help bar. As I know, network mutual help platform concentric mutual help is the first real blockchain landing application in China. Through blockchain and big data technology, we can eliminate the defects of traditional network mutual help mode and establish an open and transparent new network mutual help platform

you can download their blockchain customer service end to experience it

9. Blockchain technology has been born for more than 10 years. Most of the general public's impression of blockchain is still in the field of digital currency, and they can't even understand the benefits of this technology. Blockchain technology has the characteristics of openness, transparency, non tampering and disintermediation, which will bring subversive changes to us living under the cooperation of strong central network. Changsha high tech Zone has launched a SMIC blockchain service platform project, which is a blockchain + public service mode, and is soliciting enterprises to join the chain

10.

It is the business hall:

1. Bank outlets are a new generation of mobile financial management application procts launched by wind information. Based on the current location of users, it provides users with financial life service software for quick location and information query of outlets. It is a professional financial management proct integrating bank directory, peripheral outlets and bank search functions

2. The location of bank outlets is mainly based on the different financial service needs of urban functional areas determined by layout planning. On the basis of full investigation, priority should be given to key economic areas, and the areas with good economic environment, great market potential, superior geographical location and convenient transportation should be selected to set up outlets

The 24-hour self-service bank is also called "unattended bank". It is mainly composed of ATM and CRS bank terminals. It can handle deposit, withdrawal, transfer, payment, inquiry and password modification

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extended information:

memorabilia of bank outlet procts:

1. On February 10, 2012,

Fund Manager 2.0 was released in all major Android channels. With its help, you can know the rise and fall of funds anytime and anywhere, and know where to buy the most preferential funds

2. Fund manager 1.0 was released in app store on January 28, 2012. The fund manager integrates public offering, private placement and securities financing procts to help you manage the fund from the aspects of fund information, fund ranking, fund screening, preferential rate and my assets

3. On January 25, 2012,

bank financial proct 1.0 was released in the app store. Bank financial procts collect the information of financial procts of 100 banks, push daily investment optimization, prompt high-yield procts at the first time, remind transfer calculation, and find the best return procts